Overview
A financial technology organization is seeking a Data Analyst to join their Risk & Analytics team, focusing on credit risk management. This role involves leveraging data analytics to optimize credit strategies, perform portfolio analysis, and collaborate cross-functionally to manage risk and support sustainable business growth.
Responsibilities
- Utilize advanced data analytics to generate insights and optimize credit strategies
- Conduct portfolio analytics including out-of-trend investigations and attribution analysis
- Collaborate with Machine Learning and Engineering teams to develop monitoring and credit risk capabilities
- Monitor portfolio performance and macroeconomic trends affecting loan outcomes
- Drive adjustments to underwriting and marketing strategies to mitigate risk
- Enhance the end-to-end portfolio management monitoring framework
Requirements
- 3-5 years of experience as a data analyst; experience in consumer credit risk management is strongly preferred but not required
- Proficiency in SQL and Python
- Strong curiosity and willingness to learn about data, models, and algorithms
- Ability to collaborate and influence across multiple teams
- Excellent communication skills to convey findings and recommendations to both technical and non-technical audiences
- Passion for deriving insights from data and driving change based on those insights
Compensation & Benefits
- Base pay range for U.S. employees in CA, WA, NY, NJ, CT: $140,000 - $190,000 per year
- Base pay range for U.S. employees in other states: $124,000 - $174,000 per year
- Total compensation may include equity rewards, monthly stipends for health, wellness, and technology spending
- Benefits include 100% subsidized medical coverage, dental and vision for employees and dependents
- Flexible spending wallets for technology, food, lifestyle needs, and family-forming expenses
- Competitive vacation and holiday schedules
- Employee Stock Purchase Plan (ESPP) allowing purchase of company shares at a discount
Location
- Remote-first work environment with flexibility to work from almost anywhere within the country of employment
- Some roles may require occasional presence at assigned offices depending on job responsibilities
Additional Information
- The organization is committed to providing an inclusive interview experience and reasonable accommodations for candidates with disabilities
- Employment consideration is given to qualified applicants with arrest and conviction records in accordance with applicable local ordinances