Credit Analyst

Overview

The organization is seeking a Public Credit Research Analyst to join its Public Credit Analysis team. This director-level role is based in Newport Beach, CA, with the possibility of remote work depending on location. Relocation assistance will be provided.

This position supports the organization’s growth and long-term stability by conducting in-depth research and analysis of fixed-income securities within the US Bank sector. Research insights will influence investment decisions for the company’s general account, aligned with strategic objectives and risk management standards.

Responsibilities

• Conduct comprehensive fundamental credit research on investment-grade and high-yield corporate credits within the US Bank sector.
• Develop and communicate buy, sell, or hold recommendations for inclusion in the general account portfolio.
• Perform detailed analysis of regional banks, assessing financial health, risk factors, and industry trends.
• Collaborate with senior analysts and portfolio management teams to identify and capitalize on investment opportunities.
• Maintain relationships with sell-side analysts, credit rating agencies, and other external information providers to stay informed on market developments.
• Monitor industry developments, regulatory changes, and macroeconomic factors that could impact creditworthiness and investment strategies.
• Prepare detailed reports and presentations to communicate research findings and investment recommendations effectively.

Requirements

• Minimum 7 years of investment research experience.
• At least 2 years of experience focused specifically on the US Bank sector.
• Bachelor’s degree in finance, economics, or a related field.
• Strong analytical skills, including the ability to model financial metrics and interpret complex business strategies.
• Understanding of bank regulation, capital requirements, and financial markets.
• Proficiency in financial databases such as Bloomberg.
• Excellent communication skills, including the ability to convey complex ideas clearly.
• Self-motivated and detail-oriented, with the ability to work collaboratively in a team environment.

Preferred Qualifications

• Advanced certifications such as CFA or MBA.

Compensation & Benefits

• Comprehensive benefits package beginning on the first day of employment, emphasizing wellbeing and financial security.
• Medical, dental, and vision insurance.
• Wellbeing Reimbursement Accounts for personal or family needs.
• Generous paid time off, including vacation, holidays, and financial planning time.
• Robust parental leave policies, including paid leave and adoption assistance programs.
• Competitive 401(k) plan with company matching contributions and additional contributions.

Location

• Newport Beach, CA
• Remote work may be possible depending on location.
• Relocation assistance will be provided.