Financial Analyst

Overview

A reputable community bank is seeking a detail-oriented and analytical Financial Analyst to join its Finance team. This role involves transforming complex financial data into clear, actionable insights to support strategic decision-making and contribute to the financial health and growth of the organization.

Responsibilities

• Serve as a key member of the Sarbanes-Oxley (SOX) team by maintaining deficiency logs, updating key controls, supporting quarterly walk-throughs, and coordinating with external auditors and management testing teams
• Support asset liability management committee (ALCO) activities, including preparing quarterly reports, assisting with wholesale borrowing activities, and conducting analyses such as income statement back tests, loan prepayment reviews, and deposit life assessments
• Collaborate with the Finance team to identify and implement process efficiencies through automation and improved workflows, leveraging SOX knowledge
• Act as a backup for liquidity-related ALCO functions, including investment entries, deposit and loan reporting, and regulatory submissions
• Develop and maintain deposit-related reports, providing pricing analysis and exception management to senior leadership, including the Chief Risk Officer and Senior Vice President of Consumer Banking
• Assist in preparing and reviewing regulatory reports, including the annual deposit summary
• Maintain an ongoing log of commercial loans sold on the secondary market to ensure accurate tracking and reporting
• Handle various departmental functions during team member absences or workload peaks to ensure continuity of operations

Requirements

• Bachelor's degree in accounting, finance, economics, or a related field
• Minimum of four (4) years of experience performing financial accounting analysis within the financial services industry
• Strong understanding of SOX compliance and internal control processes
• Proficiency in financial reporting and data analysis tools
• Excellent analytical, problem-solving, and communication skills
• Ability to work independently and collaboratively in a team environment

Preferred Qualifications

• Experience with asset liability management (ALCO) functions
• Knowledge of regulatory reporting requirements and financial modeling

Compensation & Benefits

• Competitive salary with eligibility for an annual performance-based bonus
• Comprehensive health, vision, and dental insurance plans
• Health Savings Account (HSA) with company contributions
• Employer-paid life insurance and long-term disability coverage
• Voluntary life insurance and short-term disability plans
• Additional voluntary benefits including accident, critical illness, and hospital indemnity plans
• Flexible Spending Account (FSA) and Health Reimbursement Arrangement (HRA)
• 401(k) retirement plan with company matching contributions
• Paid time off, holidays, and special leave options such as parental and bereavement leave
• Wellness programs and Employee Assistance Program (EAP)
• Colleague referral initiatives
• Educational reimbursement and career development opportunities
• Remote work arrangements
• Exclusive discounts on secondary market mortgage loans and other financial products

Location

This position is based at the organization's community bank location.