Financial Planner - Retirement Solutions

Overview

This fully remote Financial Planner role supports the Retirement Solutions team and associated plans on the West Coast. Travel will be required.

The ideal candidate will live near a major metropolitan airport in one of the following cities:

• Los Angeles, CA
• San Diego, CA
• Sacramento, CA
• San Jose, CA
• San Francisco, CA
• Phoenix, AZ
• Seattle, WA
• Portland, OR
• Las Vegas, NV
• Reno, NV
• Salt Lake City, UT

Some Travel Will Be Required.

Responsibilities

• Advise customers and internal and external sales representatives on retirement income plan development, including explaining product features and administrative procedures for products currently owned and recommending appropriate new products, if applicable.
• Review and/or prepare comprehensive financial plans and needs assessments by entering data for proposals using approved financial planning software.
• Prepare plan alternatives and recommendations and frame the plan for presentation and delivery to the client.
• Partner with Sales to ensure awareness of open proposals with producers to drive status and outcome.
• Develop and conduct producer training in the corporate office and in the field.
• Meet all regulatory requirements and support/coordinate under applicable laws, rules, and regulations.
• Adhere to firm compliance and supervisory policies, including but not limited to anti-money laundering/Office of Foreign Asset Control and privacy policies and procedures.
• Compile marketing intelligence, including sales activity, production, frequently asked questions, and objections raised by customers.
• Research complex technical questions for the sales force on products, planning issues, tax issues, Social Security, and other retirement financial concerns.
• Conduct periodic retirement planning seminars for customers and producers, both virtually and in person upon request/travel.
• Assist in entity-level presentations (in writing or in person) where information on retiree services is required.
• Maintain awareness of changes in the legal environment as it impacts investments, retirement plans, and insurance products, working with appropriate areas (compliance, communications, advice, systems, sales, administration) to ensure ongoing compliance.
• Act as a technical resource to communications on retiree marketing efforts.
• Maintain detailed records of customer interactions, recommendations, and actions according to applicable regulations.

May perform other duties as assigned.

Reporting Relationship

Reports to Director or Associate Vice President and does not have direct reports.

Requirements

• Bachelor’s degree in finance.
• Certified Financial Planner (CFP) designation required.
• FINRA 6 license required.
• Associates must obtain the required federal and/or state licenses/registrations within the time period designated by the business unit. Additional licenses/registrations may be required when new products and services are implemented. If an associate fails to acquire required licenses/registrations within the designated time period, the associate will be ineligible to continue in the position.

Licenses/Certifications required:

• FINRA 6, 63, 65 (or 7/66) & life insurance licenses.

Experience:

• Two years of experience in the financial services industry with specialization in financial planning.

Knowledge, Skills and Ability:

• Knowledge of Profiles or Money Guide Pro or similar financial planning software.
• In-depth understanding of the industry, financial concepts, product knowledge, investment management, and client service strategies.
• Knowledge of investment products.
• Familiarity with property and casualty distribution is a plus.
• Superior analytical, organizational, research, initiative, and multi-tasking skills.

Preferred Qualifications

• Property and casualty distribution familiarity.

Job Conditions

• Overtime eligibility: Not Eligible (Exempt).
• Working conditions: Normal office environment; occasional travel as needed.
• ADA: The above statements cover what are generally believed to be principal and essential functions of this job. Specific circumstances may allow or require some people assigned to the job to perform a somewhat different combination of duties.
• Credit check: Due to fiduciary account abilities, a valid credit and/or background check will be required as part of the selection process.

Compensation & Benefits

Salary

• National salary range for Financial Planner: $87,000.00–$162,000.00
• Expected starting salary range for Financial Planner: $87,000.00–$131,000.00

Placement within the starting salary range is determined by factors including skills, education, training, credentials, experience, scope/complexity/location of the role, cost of labor in the market, and other employment conditions. If a Sales job, Sales Incentives based on performance goals are possible in addition to this range.

Note on part-time roles: salary ranges reflect full-time compensation; actual compensation may be prorated based on hours worked relative to a full-time schedule.

Benefits

Benefits may include:

• Medical/dental/vision
• Life insurance
• Short and long term disability coverage
• Paid time off (newly hired associates receive a minimum of 18 days paid time off each full calendar year, pro-rated quarterly based on hire date)
• Nine paid holidays
• 8 hours of Lifetime paid time off
• 8 hours of Unity Day paid time off
• 401(k) with company match
• Company-paid pension plan
• Business casual attire
• And more