Overview
This role is for a hands-on Fractional CFO supporting a profitable DTC pet brand. The position takes ownership of core finance operations end-to-end—cash flow, monthly close, payments, tax, budgeting, forecasting, and credit facilities—about 1–2 days a week (approximately as needed).
The brand generates $50M+ in annual revenue and is scaling to $100M+. The organization sells premium pet products across Shopify, Amazon, and Chewy.
Responsibilities
- Own day-to-day finance operations end-to-end:
- Maintain current 13-week cash flow and understand the “cash trough”
- Time supplier and PO payments to the plan
- Run and oversee the monthly close with a bookkeeper:
- Ensure books close on time each month
- Review the P&L against budget with the CEO
- Manage payments and payout processes:
- Run contractor pay twice a month
- Pay supplier and freight invoices, software and card expenses, and affiliate/creator payouts correctly and on time
- Forecast and manage subscription-related finance:
- Project subscriptions, subscription cohorts, and the cash conversion cycle
- Identify and flag anything moving against plan the week it shows up
- Ensure tax compliance and filings:
- Prepare sales tax filings with the CPA
- Ensure sales tax and corporate tax filings are correct and on time
- Lead capital and credit strategy:
- Own credit line growth and lender relationships
- Set up and/or manage an inventory- or receivables-backed credit facility
- Ensure the next two quarters of purchase orders are funded
- Strengthen financial controls and reporting quality:
- Implement and enforce two-person approvals on every payment
- Ensure all accounts are reconciled monthly
- Keep books audit-ready
- Provide leadership reporting:
- Bring the cash picture to weekly leadership meetings
- Send the CEO a monthly finance report
- Manage banking and exposure:
- Manage currency exposure on supplier payments (RMB, USD, CAD)
- Support finance structure and automation:
- Structure and tax setup for any new entity with the CPA
- Own AI finance agents and automations
Outcomes (Success Measures)
- Cash flow, subscriptions, and cash conversion cycle projected clearly (including projections vs actuals) with cash never below the minimum balance
- Books closed accurately and on time each month; no corrections needed after the P&L review with the CEO
- Contractors, bills, and payouts paid right and on time
- Fixed costs remain within budget (monthly fixed costs vs budget)
- Credit and capital available to fund growth (credit available vs cash needed for the next two quarters of purchase orders)
- Money is controlled and books are audit-ready (second approval for each payment; accounts reconciled monthly)
Requirements
- Finance Leadership experience:
- CFO or VP of Finance for at least one DTC ecommerce brand doing $30M+ a year is required
- Hands-on ownership:
- Have run 13-week cash flows and monthly closes with an outside bookkeeper
- Have personally managed contractor and supplier payments
- Ecommerce finance experience:
- Reconciled Shopify and Amazon payouts
- Understand nCPA, MER, LTV, COGS, and inventory cash cycles
- Forecasting and accuracy:
- Build cash flow, subscription cohort, and cash conversion cycle projections that hold up against actuals
- Capital & lenders:
- Have set up or managed an inventory- or receivables-backed credit facility
- Maintain lender confidence with clean reporting
- Tax and controls:
- Sales tax experience alongside a CPA
- Run a single, clean payment process with approvals and reconciliations
- Attention to detail:
- Catch incorrect amounts, duplicate payments, or missed filings before money moves
- Trust and responsiveness:
- Discreet and trustworthy with contractor pay, bank access, and owner finances
- Responsive when cash/payment issues arise, even outside scheduled days
- Language:
Preferred Qualifications
- Experience with inventory-heavy brands that import from China
- Cross-border experience (e.g., US and Hong Kong)
Compensation & Benefits
- USD $7,000 to $10,000 per month
- Retainer for approximately 1–2 days a week
Location
- Fully remote (fractional role)