Overview
This role is for a hands-on Fractional CFO to take end-to-end ownership of finances for a profitable DTC pet brand. The position covers cash flow, monthly close, payments, tax, budgets, projections, and credit facilities that fund growth. Estimated time commitment is about 1–2 days a week (approximately as needed).
The organization generates $50M+ in annual revenue and is scaling to $100M+. It sells across Shopify, Amazon, and Chewy, and recently launched a second brand.
Responsibilities
- Own cash flow and forecasting end to end, including maintaining a current 13-week cash flow every week ahead of the Monday leadership meeting
- Monitor and communicate cash position, including the “cash trough,” and time PO, freight, and supplier payments to the plan
- Drive the monthly close process with an outside bookkeeper and ensure books are closed accurately and on time each month
- Review the P&L against budget with the CEO and ensure no corrections are needed after the P&L review
- Manage payments and payouts, including:
- Contractor pay (twice per month)
- Supplier and freight invoices
- Software and card expenses
- Affiliate and creator payouts
- Ensure all payments are correct and made by due date
- Forecast subscription performance, including subscriptions, subscription cohorts, and the cash conversion cycle; flag items moving against plan the week they show up
- Ensure tax compliance and filings are correct and submitted on time with the organization’s CPA (sales tax and corporate tax)
- Own financial controls and audit readiness, including:
- Two-person approvals on every payment
- Monthly reconciliations for every account
- Manage credit and lender relationships to ensure growth is funded, including:
- Growing credit limits and lines
- Setting up and running an asset-based lending facility
- Ensuring the next two quarters of purchase orders are funded
- Manage key lender and banking relationships and maintain clean reporting to keep lenders confident
- Oversee financial reporting and provide regular updates to leadership and the CEO, including a weekly cash picture and a monthly finance report
- Support entity setup and structure as needed with the CPA
- Own and improve the finance operating process, including AI/automation for financial workflows and controls
- Manage currency exposure on supplier payments (RMB, USD, CAD)
Outcomes (Success Looks Like)
- Cash flow, subscriptions, and the cash conversion cycle are projected clearly, with projections vs actuals showing no surprises and cash never below the minimum balance
- Books are accurate and closed on time every month (close date each month; no corrections after CEO P&L review)
- Contractors, bills, and payouts are paid right and on time
- Fixed costs remain within budget (monthly fixed costs vs budget)
- Credit and capital are sufficient to fund growth (credit available vs cash needed for the next two quarters of purchase orders)
- Money is controlled and books are audit-ready (second approval on every payment; all accounts reconciled monthly)
Requirements
- Fluent in English
- Finance leadership experience: CFO or VP of Finance for at least one DTC ecommerce brand doing $30M+ a year (required)
- Hands-on execution: you do the work, not just advise; must have run 13-week cash flows and monthly closes with an outside bookkeeper
- Experience handling contractor and supplier payments directly
- Ecommerce finance experience, including reconciling Shopify and Amazon payouts and understanding nCPA, MER, LTV, COGS, and inventory cash cycles
- Forecasting experience building cash flow, subscription cohort, and cash conversion cycle projections that hold up against actuals
- Capital & lender experience: set up or managed an inventory- or receivables-backed credit facility and kept lenders confident with clean reporting
- Tax and controls experience, including sales tax work alongside a CPA and running a clean payment process with approvals and reconciliations
- High attention to detail (catch wrong amounts, duplicates, or missed filings before money moves)
- Discreet and trustworthy with contractor pay, bank access, and owner finances
- Responsive and available when cash/payment issues arise, even outside scheduled days
Preferred Qualifications
- Inventory-heavy brand experience with importing from China
- Cross-border experience (e.g. US and Hong Kong)
Compensation & Benefits
- Salary expectation: USD $7,000 to $10,000 per month, as a retainer for about 1–2 days a week
Location