Healthcare Credit Analyst (Multiple Levels)

Overview

This role supports healthcare-focused credit analysis within a commercial loan portfolio, including originating/monitoring borrower activity and providing credit recommendations to support lending decisions.

This posting is for a Healthcare Credit Analyst role at one of the following levels: Healthcare Credit Analyst 4, Healthcare Credit Analyst 5, or Healthcare Credit Analyst 6. Your experience will be reviewed and matched to the appropriate job level when you apply.

This role is remote; however, candidates located near any of the organization’s locations are required to work on site at least three days per week.

Responsibilities

• Conduct credit analysis for existing and prospective healthcare customers, including gathering, analyzing, and interpreting credit information.
• Approve the extension of credit and/or provide recommendations to the person(s) responsible for final lending decisions on new, renewal, and extension loans.
• Review customer accounts and portfolios to identify, evaluate, and determine appropriate actions related to potential credit quality issues.
• Maximize credit quality while minimizing risk and potential loss.
• Use technological tools (including computer software) to assist with credit analysis, compare options, and evaluate possible courses of action before making recommendations and/or decisions.

Requirements — Healthcare Credit Analyst 4

• Bachelor’s degree, or equivalent underwriting experience
• Typically one or more years of underwriting experience

Preferred skills/experience:

• Underwriting experience focused on credit analysis and analytical skills working with complex healthcare credits
• Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
• Background in economics, accounting, and/or finance
• Excellent verbal and written communication skills
• Proficient computer navigation skills using a variety of software packages, including EXCEL and nCino

Requirements — Healthcare Credit Analyst 5

• Bachelor’s degree, or equivalent underwriting experience
• Typically three or more years of underwriting experience

Preferred skills/experience:

• Strong underwriting, credit analysis, and analytical skills working with complex healthcare credits
• In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
• Background in economics, accounting, and/or finance
• Strong verbal and written communication skills
• Proficient computer navigation skills using a variety of software packages, including nCino
• Advanced background in MS Office suite of products and skillset with MS Excel

Requirements — Healthcare Credit Analyst 6

• Bachelor’s degree, or equivalent underwriting experience
• Typically five or more years of underwriting experience

Preferred skills/experience:

• Three or more years of advanced underwriting credit analysis and analytical skills working specifically with complex healthcare credits
• In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
• Background in economics, accounting, and/or finance
• Strong verbal and written communication skills
• Proficient computer navigation skills using a variety of software packages, including nCino and Credit Lens
• Advanced background in MS Office suite of products and skillset with MS Excel

Compensation & Benefits

Pay Range: $86,360.00 - $101,600.00

Benefits include:

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

Additional notes:

• Salary range reflects figures based on the primary location listed first; the actual range may differ based on the role’s location.
• All benefits are subject to eligibility requirements, including incentive and recognition programs, equity stock purchase 401(k) contribution, and pension.

Location

Remote. Candidates located near any one of the organization’s locations must work on site at least three days per week.

Additional Information

• The organization participates in the U.S. Department of Homeland Security E-Verify program in all facilities located in the United States and certain U.S. territories.
• Qualified applicants with arrest or conviction records will be considered.
• Background checks are conducted consistent with applicable local laws.
• Certain positions may be subject to additional regulatory requirements (as applicable).
• Applicants must be able to comply with organizational policies and procedures, including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
• This posting may be closed earlier due to high volume of applicants.