Healthcare Credit Analyst (Multiple Levels)

Overview

This posting is for a Healthcare Credit Analyst role at levels Healthcare Credit Analyst 4, Healthcare Credit Analyst 5, or Healthcare Credit Analyst 6. Experience and qualifications will be reviewed and matched to the appropriate job level when you apply.

This role is remote; however, candidates located near any of the organization’s locations would be required to work on site at least three days per week.

Responsibilities

• Originate or monitor a commercial loan portfolio consisting of borrowers in healthcare-related industries, including spreading and financial analysis.
• Approve the extension of credit and/or make recommendations to the person(s) making the final lending decisions on new, renewal, and extension loans (approve or deny).
• Conduct complete credit analysis prior to making credit decisions or advising final decision-makers, including gathering, analyzing, and interpreting credit information on existing and prospective customers.
• Review customer accounts and portfolios to identify, evaluate, and determine an appropriate course of action on potential credit quality issues to maximize credit quality and minimize risk and potential loss.
• Use technological tools (including computer software) to assist with credit analysis, including evaluating a particular credit or a portfolio.
• Compare and evaluate possible courses of action and make recommendations and/or decisions after considering various possibilities.

Requirements (Healthcare Credit Analyst 4)

• Bachelor’s degree, or equivalent underwriting experience
• Typically one or more years of underwriting experience

Preferred Skills/Experience (Healthcare Credit Analyst 4)

• Underwriting experience focused on credit analysis and analytical skills working with complex healthcare credits
• Thorough knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
• Background in economics, accounting, and/or finance
• Excellent verbal and written communication skills
• Proficient computer navigation skills using a variety of software packages including EXCEL and nCino

Requirements (Healthcare Credit Analyst 5)

• Bachelor’s degree, or equivalent underwriting experience
• Typically three or more years of underwriting experience

Preferred Skills/Experience (Healthcare Credit Analyst 5)

• Strong underwriting, credit analysis, and analytical skills working with complex healthcare credits
• In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
• Background in economics, accounting, and/or finance
• Strong verbal and written communication skills
• Proficient computer navigation skills using a variety of software packages, including nCino
• Advanced background in MS Office suite of products and skillset with MS Excel

Requirements (Healthcare Credit Analyst 6)

• Bachelor’s degree, or equivalent underwriting experience
• Typically five or more years of underwriting experience

Preferred Skills/Experience (Healthcare Credit Analyst 6)

• Three or more years of advanced underwriting credit analysis and analytical skills working specifically with complex healthcare credits
• In-depth knowledge of credit analysis, credit administration, credit policy and procedures, and risk analysis
• Background in economics, accounting, and/or finance
• Strong verbal and written communication skills
• Proficient computer navigation skills using a variety of software packages, including nCino and Credit Lens
• Advanced background in MS Office suite of products and skillset with MS Excel

Compensation & Benefits

Pay Range

• $86,360.00 - $101,600.00

The salary range reflects figures based on the primary location, which is listed first. The actual range for the role may differ based on the location of the role.

Benefits

Benefits include:

• Healthcare (medical, dental, vision)
• Basic term and optional term life insurance
• Short-term and long-term disability
• Pregnancy disability and parental leave
• 401(k) and employer-funded retirement plan
• Paid vacation (from two to five weeks depending on salary grade and tenure)
• Up to 11 paid holiday opportunities
• Adoption assistance
• Sick and Safe Leave accruals of one hour for every 30 worked, up to 80 hours per calendar year unless otherwise provided by law

A comprehensive benefits package also includes incentive and recognition programs, equity stock purchase 401(k) contribution, and pension (all benefits are subject to eligibility requirements).

Location

• Remote
• Candidates located near any of the organization’s locations are required to work on site at least three days per week.

Additional Information

• The organization participates in E-Verify in all facilities located in the United States and certain U.S. territories.
• The organization considers qualified applicants without regard to protected characteristics under applicable law.
• Qualified applicants with arrest or conviction records will be considered.
• Background checks may be conducted consistent with applicable local laws, including the Los Angeles County Fair Chance Ordinance and the California Fair Chance Act, as well as the San Francisco Fair Chance Ordinance.
• Certain positions may be subject to additional regulatory requirements (as applicable), including FINRA, NMLS registration, Reg Z, Reg G, OFAC, the NFA, the FCPA, the Bank Secrecy Act, the SAFE Act, and/or federal guidelines applicable to an agreement.
• Applicants must be able to comply with organizational policies and procedures, including the Code of Ethics and Business Conduct and related workplace conduct and safety policies.
• Posting may be closed earlier due to high volume of applicants.