Overview
This role involves managing credit risk analytics to support the execution, maintenance, and enhancement of analytical models within a banking environment. The position focuses on complex data gathering, advanced quantitative analysis, and preparation of loss forecasts and risk management reports. The manager will collaborate with senior leadership and cross-functional teams to drive risk assessments, challenge strategies, and inform risk and strategy proposals. The role includes mentoring junior analysts and leading key initiatives in risk analytics.
Responsibilities
- Apply advanced analytical skills to assess risks and opportunities across multiple consumer portfolios and translate results into strategic solutions.
- Develop and improve complex analytical frameworks, information, and insights to support bank strategies across lines of defense.
- Conduct advanced quantitative analysis using extensive internal and external data sources.
- Build and assist in maintaining effective risk management frameworks to identify, measure, or mitigate risk.
- Develop and maintain comprehensive risk reporting for management and committee oversight of existing and emerging risks.
- Challenge credit, product, and risk proposals through detailed research and vetting, leveraging banking product, regulatory, and industry knowledge.
- Develop and/or execute complex financial risk sensitivity analyses.
- Support implementation of credit and/or financial modeling infrastructure.
- Ensure risks associated with business activities are identified, measured, monitored, and controlled in accordance with risk and compliance policies.
Requirements
- Bachelor's degree or 4 years of related experience in lieu of degree.
- 4 years of experience in an analytical field or risk management execution, analytics, or risk assessments; OR 2 years with an advanced degree in a quantitative, scientific, engineering, business, or technical field.
- Experience with data, coding, or reporting tools.
- Ability to communicate complex analytical insights to various stakeholders.
- Strong critical thinking and problem-solving skills using diverse data.
- Proven ability to drive results through collaboration.
Preferred Qualifications
- Military experience or status as a military spouse/domestic partner.
- Proficiency in at least one programming language such as SQL, Python, or R.
- Experience querying, manipulating, and analyzing large and complex datasets.
- Strong understanding of forecasting methodologies and advanced analytical techniques.
- Excellent written and verbal communication skills for both technical and non-technical audiences.
- Advanced proficiency in Microsoft Office tools including Excel and PowerPoint.
Compensation & Benefits
- Salary range: $103,450 - $197,730.
- Compensation is based on experience and market data and may vary by location.
- Eligibility for pay incentives based on corporate and individual performance.
- Comprehensive benefits including medical, dental, vision, 401(k), pension, life insurance, parental benefits, adoption assistance, paid time off with holidays and volunteer hours, and wellness programs.
- Career path planning and continuing education support.
Location
- This position requires being in the office 4 days per week.
- Available locations: San Antonio, TX or Plano, TX.
- Relocation assistance is not provided.
Additional Information
- Visa sponsorship is not available for this role.
- Applications are accepted on an ongoing basis until the position is filled.
- Equal opportunity employer committed to diversity and inclusion.