Senior Accountant- Mortgage & Securitization

Overview

This role is responsible for accounting and financial reporting related to mortgage loans, securitization transactions, warehouse financing, and corporate activities. The position supports monthly close and U.S. GAAP financial reporting while working with internal teams and external partners to improve processes, maintain strong internal controls, and support organizational growth.

Responsibilities

• Prepare monthly accounting for mortgage loans, securitization trusts, warehouse facilities, and related financing transactions.
• Review and reconcile monthly servicing reports from third-party servicers and external calculation agents.
• Prepare complex journal entries and supporting documentation for mortgage loans, interest income, servicing activity, securitizations, and corporate accounting.
• Perform monthly balance sheet reconciliations and investigate reconciling items to ensure timely resolution.
• Analyze principal, interest, escrow, advances, servicing fees, and other loan activity for accuracy and completeness.
• Reconcile loans sold to investors and capital partners and resolve reporting discrepancies.
• Prepare accounting for expenses, accruals, and other accounting activities.
• Assist with accounting and reporting for mortgage-backed securities, asset-backed notes, warehouse facilities, and other financing arrangements.
• Support monthly, quarterly, and annual financial reporting in accordance with U.S. GAAP.
• Prepare audit schedules and workpapers and respond to requests from external auditors.
• Assist with compliance reporting required by warehouse lenders, capital partners, investors, and other external stakeholders.
• Identify opportunities to automate accounting processes, improve reporting, and strengthen internal controls.
• Perform analytical reviews of financial results and investigate unusual fluctuations or trends.
• Collaborate with Servicing, Capital Markets, Operations, FP&A, and Information Technology to improve accounting processes and reporting.
• Assist with implementation and optimization of accounting systems, including NetSuite, SBO, and other financial applications.
• Identify accounting issues requiring technical evaluation and support the Controller and Chief Accountant in researching and implementing accounting guidance.
• Support special projects, acquisitions, new financing transactions, and other strategic initiatives.
• Manage other responsibilities and duties as assigned based on business needs.

Requirements

• Bachelor’s degree in accounting or finance.
• 5+ years of progressive accounting experience.
• Strong knowledge of U.S. GAAP accounting.
• Advanced Microsoft Excel skills, including Pivot Tables and complex formulas.
• Experience preparing journal entries, account reconciliations, and month-end close activities.
• Strong written and verbal communication skills.
• Ability to prioritize multiple deadlines while maintaining a high degree of accuracy.
• Ability to work independently and collaboratively.

Preferred Qualifications

• Experience in mortgage banking, mortgage servicing, mortgage REITs, or financial services.
• Experience with mortgage loan accounting, warehouse lending, securitizations, or capital markets transactions.
• Experience with NetSuite.
• Experience with financial reporting and external audits.
• Experience using SQL, Power Query, Power BI, or other reporting and analytics tools.
• Understanding of mortgage servicing, loan remittances, investor reporting, and interest calculations.

Compensation & Benefits

• Salary Range: $90,000 - $120,000 (Exempt level position).
• Remote or hybrid work options.

Location

Available Remote Locations: AL, AR, AZ, FL, GA, IL, IN, KS, KY, LA, NC, SC, TX, UT

Equal Employment Opportunity

The employer is an Equal Opportunity Employer.