Senior Credit Risk Analyst - CECL & Stress Testing - Remote

Overview

This opportunity involves executing CECL (Current Expected Credit Loss) models and related credit risk analyses within the healthcare services industry. The role supports credit stress testing, loss forecasting, and model governance activities.

Responsibilities

• Execute CECL models on a recurring basis, including data preparation, model runs, validation checks, and reconciliation
• Perform credit stress testing and scenario-based loss forecasting
• Analyze changes in allowance levels, expected losses, and stressed loss estimates, explaining key drivers
• Prepare and maintain model execution documentation and results summaries consistent with model governance
• Assist with responses to model risk management and regulatory inquiries

Requirements

• Bachelor's degree in Statistics, Economics, Finance, Mathematics, Data Science, or a related quantitative discipline
• Minimum of 3 years' experience running and supporting CECL, ACL, credit stress testing, or loss forecasting at a financial institution or consulting firm
• Proficiency in Python and/or SAS for data manipulation and analytical support

Preferred Qualifications

• Experience supporting consumer and/or commercial lending portfolios
• Familiarity with third-party CECL or stress testing platforms
• Knowledge of credit risk concepts such as PD/LGD, vintage analysis, roll rates, or loss emergence
• Exposure to regulatory expectations related to CECL and model governance
• Strong attention to detail and ability to manage multiple priorities in a deadline-driven environment

Compensation & Benefits

• Salary up to $130,000 annually
• Comprehensive benefits package including equity stock purchase and 401(k) contribution
• Opportunities for career advancement and growth within the organization
• Flexibility to work remotely from anywhere within the U.S.
• Recognition programs and incentives for performance

Location

• Remote position available to candidates located anywhere within the United States

This role is not a direct hire by the recruiting organization but involves connecting qualified candidates with a premier employer in the healthcare services sector. Equal opportunity employment and candidate privacy are prioritized throughout the hiring process.