Overview
This opportunity is with a leading organization in the financial technology sector focused on personal loans and credit risk management. The role involves developing and scaling income verification strategies to support unsecured consumer lending.
Responsibilities
- Build and scale income verification strategies for personal loans
- Utilize credit bureau and vendor data to identify income inconsistencies and risk signals
- Define verification playbooks, decision rules, and escalation criteria for manual review processes
- Monitor performance through funnel metrics, cohort/vintage analysis, and risk segmentation
- Collaborate with Product, Data Science, Fraud, and Credit Underwriting teams to deliver actionable insights
Requirements
- Minimum 5 years of experience in credit risk, underwriting strategy, or verification analytics
- Hands-on experience with personal loans or unsecured consumer lending
- Proficiency in using credit bureau data and income/bank/payroll data vendors
- Demonstrated ability to drive data-backed strategic decisions and optimize trade-offs
- Strong SQL skills; experience with Python or R is a plus
Preferred Qualifications
- Extensive experience with income verification vendors and workflows
- Familiarity with credit risk, underwriting strategy, and first-party fraud
- Experience working in fintech or high-growth lending environments
Compensation & Benefits
- Salary up to $150,000 per year
- Generous paid time off including vacation, personal/sick time, and paid parental leave
- Comprehensive healthcare plans including dental and vision options
- Flexible retirement savings plans with competitive company matching
- Opportunities for career advancement within a supportive team environment
Location
This role is based within the financial technology industry; specific location details are not provided.