Chief Financial Officer

Overview

The organization is seeking a strategic, results-driven Chief Financial Officer (CFO) to lead financial strategy and support continued growth. This executive role oversees financial planning and reporting, capital markets, fundraising, and securitization, while building relationships with investors, lenders, and financing partners.

The CFO will partner closely with the CEO and cross-functional leaders to drive product profitability, optimize risk-adjusted returns, guide capital allocation, and identify expansion opportunities.

Responsibilities

• Lead preparation of financial statements, including income statements, balance sheets, shareholder reports, tax returns, and governmental agency reports.
• Compare sales and profit projections to actual results, and oversee necessary adjustments to future projections and budgets.
• Establish and lead a unit economics and product profitability framework to drive profitable growth, optimize risk-adjusted returns, and inform capital allocation across the consumer finance portfolio.
• Coordinate budget and fundraising planning priorities with the CEO and other executives.
• Study long-range economic trends and project their impact on future sales growth and market share.
• Identify opportunities for expansion into new product areas.
• Drive capital markets fundraising, building upon the equity capital required for expansion.
• Understand and implement credit reserves methodology, including CECL.
• Oversee capital markets and execute securitization funding.
• Partner with Product, Risk, and Commercial teams to establish pricing, fees, promotional structures, merchant discount rates, and customer incentives that meet targeted risk-adjusted return thresholds.

Requirements

• 10+ years of experience in accounting and finance, including significant financial leadership experience.
• Extensive experience in executive leadership roles, ideally within a growing or scaling company.
• Demonstrated experience raising capital, securing funding, and managing relationships with investors, lenders, and other financing partners.
• Strong strategic thinking and decision-making abilities, with the ability to align financial strategy with business objectives.
• Proven track record of driving business growth, improving financial performance, and delivering results.
• Strong financial acumen, including financial planning and analysis, cash flow management, forecasting, budgeting, and capital allocation.
• Excellent communication, negotiation, and interpersonal skills, including the ability to communicate financial strategy and performance to executives, investors, and the Board of Directors.
• Exceptional leadership and team-building capabilities, including experience developing and leading high-performing finance teams.

Preferred Qualifications

• Not specified.

Compensation & Benefits

• Flexible PTO
• 12 Paid Holidays
• Up to 80% Employer-Paid Premiums for Medical, Dental and Vision Insurance
• Long-term Disability Insurance
• Basic Life Insurance
• Paid Parental Leave
• Matching 401k
• 100% Remote Work

Location

• Remote

Non-Discrimination

No employee or applicant will face discrimination or harassment based on race, color, ancestry, national origin, religion, age, gender, marital/domestic partner status, sexual orientation, gender identity or expression, disability status, or veteran status.

Visa / Work Authorization

• The organization is not considering candidates who require visa sponsorship or visa transfer at this time.