Credit Analyst

Overview

A leading insurance and financial services organization is seeking a Senior Credit Analyst to join their Private ABS Team in Newport Beach, CA. This role focuses on structured credit investments and involves evaluating, underwriting, and managing private securitization investment opportunities primarily for the organization's general account. The position offers collaboration with experienced investment professionals across structured, corporate, infrastructure, and fund finance asset classes within a growing Private Assets division.

Responsibilities

• Evaluate, underwrite, and manage new credit opportunities across Esoteric, Commercial, and Consumer Structured Products within the Private ABS Team.
• Analyze complex financial models and perform sensitivity analyses to assess market and credit risks.
• Utilize team resources to explore new asset classes and innovative investment opportunities.
• Assist in transaction-level document review, coordinating with internal legal teams and external counsel.
• Monitor and manage the performance of existing portfolio investments, providing ongoing risk assessments.
• Support relationships with external parties such as investment banks, rating agencies, and other investors to facilitate deal flow.
• Mentor junior analysts to foster professional development and build leadership within the Private Assets division.
• Collaborate with cross-functional teams to enhance portfolio performance and optimize investment strategies.

Requirements

• 2-5 years of structured credit investment experience.
• Bachelor's degree in finance, accounting, economics, engineering, mathematics, or a related field.
• Strong understanding of deal structures, including reviewing term sheets, indentures, and legal documentation.
• Experience with structured product areas such as ABS, RMBS, CMBS, or CLOs is highly desirable.
• Proficiency with financial tools and databases like Bloomberg, Intex, and Trepp.
• Excellent communication, presentation, and writing skills.
• Broad knowledge of financial markets and products.
• High energy, positive attitude, collaborative mindset, self-motivation, and intellectual curiosity.

Preferred Skills

• Credit analysis
• Structured finance
• Investment management
• Financial modeling
• Risk assessment
• Portfolio management

Compensation & Benefits

• Comprehensive benefits package effective from the first day, including medical, dental, and vision coverage.
• Wellbeing Reimbursement Accounts for employees and dependents.
• Generous paid time off including vacation, holidays, and dedicated financial planning time.
• Paid parental leave and Adoption Assistance Program.
• Competitive 401(k) savings plan with company match and additional contributions.
• Supportive work environment promoting health, balance, and career development.

Location

Newport Beach, California, USA