QC Credit Auditor

Overview

This role involves joining the team as a QC Auditor focused on ensuring client mortgage origination operations meet high standards of quality, regulatory compliance, and customer satisfaction.

Responsibilities

• Audit mortgage loan files for compliance with state/federal regulations, adherence to agency underwriting requirements, industry underwriting standards, and/or client requirements.
• Complete Loan Audit Report using clear, professional writing and correct grammar; ensure all findings are easy to understand.
• Accept feedback and make changes within an acceptable time frame based on feedback received.
• Email daily production numbers to management daily.
• Follow company policies and procedures to ensure work is accurate and completed timely.
• Meet daily file review quota of 6 files in an 8-hour day with quality.
• Work with the Credit Audit Manager to ensure audit goals are met.
• Work with the Credit Audit Manager to ensure Key Performance Measures are met.
• Perform other duties as required or assigned.

Requirements

• Associate's degree in a relevant field, such as finance, accounting, or business administration.
• Mortgage origination underwriting experience.
• 10+ years of mortgage origination underwriting experience underwriting to FNMA, Freddie Mac, VA, FHA and/or USDA guidelines, as well as non-QM/non-conforming investor guidelines.
• 10 years of residential mortgage experience.
• Proven working knowledge of Mortgage Loan Fraud Detection and Prevention Policies and Procedures.
• Proven working knowledge of all current residential mortgage compliance requirements, including RESPA, TILA, Regulation B, AML/BSA, Fair Lending, Dodd/Frank, and all other applicable requirements on a state and federal level.
• Ability to manage a pipeline of mortgage loan files.
• Consistent attention to detail.
• Strong verbal and written communication skills.
• Proficiency with Microsoft Office applications, specifically Word and Excel, and other PC applications.

Compensation & Benefits

• Remote base salary range: $65,000 - $85,000 USD.
• Base salary range does not include incentive compensation.
• Regular full-time employees are eligible for a suite of competitive benefits, including:
  • Healthcare coverage (medical, dental, and vision)
  • 401(k) plan
  • Life insurance
  • Time off and paid leave for qualifying circumstances.

Equal Opportunity

The organization is an Equal Opportunity Employer. All qualified applicants will receive consideration for employment without regard to legally protected characteristics.