Senior Capital Markets Manager

Overview

This role involves managing and executing the strategy for securitization issuance and asset-backed financing within a leading AI lending marketplace. The Capital Markets Manager - Structured Products will secure funding sources and structures by driving optimized execution on securitization and warehouse programs. The position requires strong expertise in structured finance, capital markets, and fixed income, with a focus on building and maintaining relationships with institutional investors and lenders.

Responsibilities

• Drive and execute strategy for securitization issuance and asset-backed financing programs
• Manage and deepen strategic partnerships with lenders, investors, and key market participants
• Collaborate with internal and external legal counsel to review and execute legal agreements
• Work cross-functionally with legal, operations, data analytics, and accounting teams to manage downstream implications of funding structures
• Present deal terms and status updates to senior leadership and management teams
• Coach and mentor junior team members to enhance team performance

Requirements

• 7+ years of relevant experience in Capital Markets, Structured Finance/Products, investment banking, or related roles
• Deep knowledge of capital markets and fixed income, with hands-on experience modeling and executing a broad range of structured finance transactions
• Proven ability to manage cross-functional stakeholders and influence partners to achieve desired outcomes
• Demonstrated experience coaching and mentoring high-performing teams
• Strong market instincts with a keen understanding of risk sentiment and appetite, trusted by institutional clients

Preferred Qualifications

• Direct experience in capital markets within a fintech environment
• Deep knowledge of the unsecured personal loan asset class
• MBA, CFA, or BA/BS degree in business, finance, economics, or other analytical fields
• Skilled in deriving insights from complex data sets using Looker or similar software; knowledge of SQL is a plus
• Experience with Asset-Backed Securities (ABS)

Compensation & Benefits

• Anticipated base salary range: $194,000 - $269,000 USD, dependent on geographic location and experience
• Target bonuses and equity compensation with quarterly vesting
• Comprehensive benefits including medical, dental, vision, and wellness resources
• Retirement benefits with company match (up to $15,000 annually in the US)
• Employee Stock Purchase Plan (US only)
• Health Savings Account contributions (US only)
• Income protection benefits including life insurance and disability coverage
• Paid time off, sick leave, company holidays, and paid family/parental leave
• Family-centered benefits supporting fertility, parenthood, and caregiving
• Employee Assistance Program offering mental health and life support resources
• Financial wellness resources including planning tools and concierge service (US only)
• Annual wellness and productivity allowances
• Opportunities for connection through team events, company updates, and employee resource groups
• Onsite perks such as catered lunches and stocked micro-kitchens at offices in Bay Area, Austin, Columbus, and New York City (opening Summer 2026)

Location

• Remote work with local team members typically meeting in person 1-3 times weekly in New York, NY or San Mateo, CA offices
• Flexible work hours operating between East Coast and West Coast time zones
• Majority of work can be accomplished remotely with periodic in-person collaboration sessions once or twice per quarter

Additional Information

• Candidates must be eligible to work in the United States; roles based in Canada are available but not currently open to Quebec residents
• Reasonable accommodations are available upon request during the hiring process

This position offers the opportunity to contribute to a leading AI-driven lending marketplace by managing structured finance programs and capital market relationships critical to funding growth and innovation.