Sr State Product Analyst

Overview

This role provides analytical support and project leadership to help State Managers achieve strategic goals for Personal Lines products. With limited oversight, you will gather, compile, and analyze financial and performance data to identify trends and opportunities, support project work, and contribute to initiatives that position products for profitable growth.

This position could be filled within any of the lower 48 U.S. states.

Responsibilities

• Perform analysis and provide recommendations to State Management.
  • Work independently by identifying multiple inputs and variables, applying business knowledge, and using judgment to develop robust analysis and deployment recommendations.
• Provide rate revision support, including attending meetings, completing checklists, and completing analyses.
• Review competitor filings and collect input from the field about competitor changes; consolidate and report findings.
• Review monthly Profit & Loss statements and other monthly reports with State Managers to identify root causes for variances and emerging trends.
• Monitor and report progress toward financial goals (Growth, CR, LR, Retention).
• Identify trends and changes needed to ensure profitable growth.
• Work with State Managers to implement state-specific strategies to meet or exceed profit and growth targets.
• Monitor financial results, quoting activity, and conversion rate.
• Support state manager with quarterly state forecast reviews.
• Communicate results effectively and professionally.
• Understand how source data impacts reporting and analysis.
• Coordinate and facilitate communication across functions.
• Complete ad hoc requests for the State Managers in a timely fashion.

Requirements

• Education: Bachelor’s degree in insurance, actuarial science, mathematics, risk management, economics, finance, accounting, business administration or related field preferred.
• Experience: Three years of experience in property and casualty insurance or related area and experience with data analysis preferred.
• Knowledge, Abilities, and Skills:
  • Knowledge of analytical tools; basic knowledge of core business functions.
  • Understanding of underwriting standard methodologies, performance measurement techniques, and systems.
  • Basic knowledge of related pricing, marketing, company operations, and products.
  • Strong business software skills using the Microsoft Office suite.
  • Ability to analyze data, identify underlying issues, devise alternative solutions, select the most appropriate action, and follow through.
  • Strong verbal and written communication skills for collaboration with internal and external contacts.
  • Ability to organize and present detailed analysis and information.
  • Ability to prioritize own work/time.

Preferred Qualifications

• License/Certification/Designation: Progress toward CPCU, AU CIC, INS ARM, actuarial exams or similar designations preferred.

Compensation & Benefits

Salary Range

• National salary range: $69,500.00–$129,000.00
• Expected starting salary range: $69,500.00–$103,500.00

Benefits

Benefits may include:

• Medical/dental/vision
• Life insurance
• Short and long term disability coverage
• Paid time off (newly hired associates receive a minimum of 18 days paid time off each full calendar year, pro-rated quarterly based on hire date)
• Nine paid holidays
• 8 hours of Lifetime paid time off
• 8 hours of Unity Day paid time off
• 401(k) with company match
• Company-paid pension plan
• Business casual attire

Job Conditions

• Overtime eligibility: Not Eligible (Exempt)
• Working conditions: Normal office environment

Application Deadline

Applications are currently anticipated to be accepted until 11/19/2026. Early submissions are encouraged, as the posting may close sooner if a strong candidate slate is identified before the deadline.

State-Specific Notices

• Smoke-Free Iowa Statement: Smoking is prohibited in all enclosed areas on or around company premises as well as company issued vehicles, with designated smoking areas at each individual location. The Act prohibits retaliation for reporting complaints or violations.
• For NY residents: Notice of Employee Rights, Protections, and Obligations LS740 (ny.gov).

Equal Opportunity

The organization is an equal opportunity employer and is committed to creating an inclusive culture. The organization prohibits discrimination and harassment and affords equal employment opportunities to employees and applicants without regard to any characteristic (or classification) protected by applicable law.