Analyst, Investor Rept Sr

Overview

This role prepares and reconciles monthly investor reports and remittances, processes cash movements, and responds to internal and external inquiries related to investor reporting.

Responsibilities

• Analyze system cutoff activity based on remittance methodology
• Perform pool-to-security reconciliations and test expected cash analysis; quantify overages and shortages and clear variances
• Prepare reports and remit funds associated with monthly loan activity to investors
• Monitor P&I custodial accounts to ensure no overdrafts occur; advance funds if needed
• Manage relationships with GSE and non-GSE representatives related to servicing and investor reporting
• Balance scheduled/scheduled, actual/actual, or scheduled/actual loan-level and pool-level portfolios; report monthly balances and remittances according to investor guidelines
• Stay aware of new publications and update investor reporting policies and procedures to comply with new requirements
• Research and clear cash adjustments before they become aged
• Handle daily inquiries from internal departments related to investor reporting functions
• Respond timely to investor inquiries and requests
• Prepare requested documentation for internal and external audits
• Process loan transfers and portfolio reconciliations for acquired loans
• Provide requested data for loans being serviced released
• Assist in training new hires when needed
• Identify and target key investor-related issues for research, analysis, and resolution; prepare summary reports of findings
• Perform investor functionality testing in the service bureau system as needed
• Complete special projects as assigned
• Maintain regular and punctual attendance

Requirements

• Experience with Fannie Mae, Freddie Mac, and Ginnie Mae reporting and reconciliation, including FNMA schedules 1, 2, and 3
• Strong analytical skills with excellent math aptitude
• Strong attention to detail
• Experience with Fiserv, Business Objects, or Monarch is a plus
• No supervisory responsibilities

Qualifications

• Bachelor’s Degree from a Four (4) year College or University; or one (1) to two (2) years related experience and/or training; or equivalent combination of education and experience

Language Skills

• Ability to read, analyze, and interpret general business periodicals, professional journals, technical procedures, or government regulations
• Ability to write reports, business correspondence, and procedure manuals
• Ability to effectively present information and respond to questions from managers, clients, customers, and the general public

Mathematical Skills

• Ability to work with mathematical concepts such as probability and statistical inference, and fundamentals of plane and solid geometry and trigonometry
• Ability to apply concepts such as fractions, percentages, ratios, and proportions to practical situations

Reasoning Ability

• Ability to solve practical problems and deal with a variety of concrete variables in situations where only limited standardization exists
• Ability to interpret a variety of instructions furnished in written, oral, diagram, or schedule form

Certificates, Licenses, Registrations

• None required

Physical Demands

• Frequently required to sit and talk or hear
• Occasionally required to stand; walk; use hands to finger, handle, or feel; and reach with hands and arms
• Must occasionally lift and/or move up to 25 pounds

Work Environment

• Noise level is usually moderate

Equal Employment Opportunity

The employer provides equal employment opportunities to all employees and applicants without regard to race, ethnicity, color, sex, marital status, sexual orientation, gender identity or expression, pregnancy, religion, national origin, age (40 and over), disability, military status, genetic information, or any other basis protected by applicable federal, state, or local laws.

ADA Statement

Applicants and employees who are disabled must be able to perform the essential job functions of the position with or without reasonable accommodation. Applicants and employees are encouraged to meet with Human Resources for case-by-case review of reasonable accommodations in accordance with applicable law.