Capital Planning & Stress Testing Program Manager - Treasury

Overview

This role leads capital planning and stress testing program activities for the organization’s Treasury function. Reporting to the Director of Capital Planning & Stress Testing, the manager coordinates cross-functional teams to execute stress test plans, ensure regulatory compliance, and align outputs with capital management policies. Responsibilities include developing and integrating stress testing processes, overseeing documentation, guiding scenario design and challenge activities, and preparing reports for senior management and regulators.

Responsibilities

• Program Leadership & Plan Coordination

  • Lead the stress testing program and coordinate input from multiple departments to collect and integrate required data and materials.
  • Maintain and update key capital planning documents (e.g., capital plan narrative, policies, contingency plans) to ensure cohesion and alignment with business objectives.

• Scenario Design & Challenge Oversight

  • Lead internal stress test scenario development informed by the bank’s idiosyncratic risks (Risk ID inventory).
  • Evaluate capital adequacy under adverse conditions.
  • Manage review/challenge sessions on forecasted results (e.g., PPNR, credit losses), addressing assumptions and limitations through sensitivity analysis and appropriate overlays.

• Reporting & Regulatory Submission

  • Prepare and submit regulatory stress testing reports and the final capital plan document, ensuring accuracy and timeliness.
  • Produce clear summaries of stress test results and recommended capital actions for senior management and Board review.
  • Perform ad-hoc capital analyses (including peer comparisons) to support decision-making.

• Quality Assurance & Compliance

  • Ensure consistency and reliability of stress testing results through strong quality controls and data governance.
  • Maintain an inventory of critical capital planning data elements; work with Data Governance to resolve data issues.
  • Verify adherence to internal risk management standards.
  • Support responses to findings from regulatory, risk, or internal audits and ensure continuous compliance with relevant policies and regulatory requirements throughout the stress testing cycle.

• Examination and Resource Management

  • Proactively manage examination requests, company resources, program risks, required deliverables, and day-to-day planning and resource allocation.

• Talent Management

  • Oversee employment, performance evaluations, staff development/training, disciplinary actions, succession planning, and ensure staff comply with compliance requirements.

• Strategic Alignment & Governance

  • Work under direction of the CPST Director to ensure stress testing supports strategic goals for capital adequacy and risk management.
  • Provide input to senior leadership on opportunities to improve capital efficiency or risk mitigation based on stress test insights.
  • Uphold governance frameworks for capital planning, ensuring alignment with approved Capital Planning & Stress Testing policies.
  • Ensure documentation and processes withstand regulatory scrutiny and internal audit standards.

• Continuous Improvement & Special Projects

  • Stay current on evolving regulatory expectations and industry best practices in stress testing (e.g., Federal Reserve guidance for Category IV banks, Basel capital standards).
  • Recommend and implement enhancements to the stress testing program, including process improvements, model updates (in partnership with model development teams), and improved coordination mechanisms.
  • Perform special projects and additional duties as required.

Requirements

Required Qualifications

• Education: Undergraduate Degree (4 years or equivalent) in Finance, Economics, Business, Mathematics, or a related field (or equivalent work experience in a related discipline).
• Experience: 6+ years of experience in financial risk management, capital planning, or stress testing, including involvement in enterprise stress testing processes or regulatory capital plan preparation.
• Technical Skills:
  • Knowledge of regulatory capital requirements and stress testing frameworks (e.g., DFAST/CCAR, Basel III)
  • Proficiency in financial modeling and scenario analysis; advanced Excel skills
• Leadership & Communication:
  • Proven ability to lead cross-functional projects or teams
  • Excellent written and verbal communication skills, including presenting complex financial analyses to senior executives
  • Collaborative approach to influence and coordinate stakeholders across departments
• Analytical & Detail-Oriented:
  • Strong attention to detail and accuracy
  • Analytical problem-solving skills to interpret model results and identify trends or issues
  • Ability to manage multiple priorities and deadlines, especially during peak stress testing cycles

Preferred Qualifications

• Education: Master’s Degree (or Postgraduate equivalent) in Finance, Business Administration (MBA), Economics, or a related field, or professional certification (CFA, FRM).
• Experience:
  • Experience working at a bank subject to regulatory stress testing (e.g., DFAST/CCAR submissions) and dealing with regulatory examinations
• Additional Knowledge:
  • Familiarity with data governance and model risk management practices related to capital planning
  • Exposure to liquidity risk or resolution planning
  • Familiarity with data analysis tools or statistical modeling

Compensation & Benefits

• Pay Range: $108,095.25 - $181,144.00
• Additional Compensation: Total compensation may include variable incentives, bonuses, commissions, or other awards as outlined in the offer of employment.
• Benefits: Medical, dental, vision, life, and disability insurance, plus a comprehensive leave program.

Location

Nationwide, MI 48098

Other Information

• Travel: 10% or less
• Physical demands (ADA): No unusual physical exertion is involved.
• Equal Opportunity: Equal Opportunity Employer (Vets/Disabled).

Qualified applicants with arrest or conviction records will be considered for employment in accordance with the California Fair Chance Act, the Los Angeles County Fair Chance Ordinance, the City of Los Angeles Fair Chance Initiative for Hiring Ordinance, and the San Francisco Fair Chance Ordinance, as applicable.