Overview
This position conducts credit evaluations and analyzes complex, diverse credit information for companies and industries. The role supports the credit review and approval process by reviewing loan requests, evaluating borrower information, and assisting with documentation and analysis required for underwriting.
Responsibilities
- Analyze loan requests, including borrower information, financial statements, collateral, and tax returns for new and existing loans
- Assist with preparation of credit memorandums and support the credit review process
- Conduct site visits and member interviews for new loans and annual reviews
- Support and maintain business member accounts through effective customer service
- Assist with training of additional staff
- Provide respectful, professional service to co-workers and members
- Support, participate in, and volunteer for credit union member community activities, member relations, and events that promote member-centric experiences
- Represent the organization in a positive and professional manner
- Perform related duties as assigned, including forecast analysis, preparing credit memorandums for review, and providing support to loan officers
- Maintain member and other sensitive information with confidentiality
Qualifications
- 3 years of commercial loan analysis experience with a financial institution
- Experience with commercial lending analysis software
- Working knowledge and proficiency with commercial lending analysis software
- Good understanding of NCUA regulations in Business Services
- Proficiency with PC and Microsoft applications, including Outlook, Word, and Excel
- Strong organization and member service skills
- Strong analytical and decision-making skills
- Ability to maintain confidentiality in all credit union matters
Education
- Two-year college degree or equivalent related specialized course of study or program, or work equivalent
Compensation & Benefits
Pay scale by geographic work location
- Alaska: Min $30.11 - Mid $37.64 - Max $45.17
- Arizona: Min $26.55 - Mid $33.18 - Max $39.82
- Nevada: Min $27.16 - Mid $33.95 - Max $40.74
Base pay offered will consider internal equity and may vary based on the candidate’s geographic region and job-related knowledge, skills, and experience, among other factors.
Benefits
- Medical
- Dental
- Vision
- Life Insurance
- Flexible Spending Account
- 401(k) Matching
- Paid Time Off
- Training Provided
- Tuition Reimbursement
Location
Pay scale is based on applicable geographic work location: Alaska, Arizona, or Nevada.
Work Authorization
Applicants must be legally authorized to work in the United States at the time of hire and must not require employer sponsorship now or in the future.
Equal Opportunity Statement
The employer is an Equal Opportunity Employer. Equal employment opportunities are provided to all employees and applicants, and discrimination and harassment of any type are prohibited without regard to race, color, religion, age, sex, national origin, disability status, genetics, protected veteran status, sexual orientation, gender identity or expression, or any other characteristic protected by federal, state, or local laws.
The employer is committed to providing equal employment opportunities to all individuals, including those with disabilities. Reasonable accommodation is available for applicants who need assistance completing the application or interview process in accordance with applicable laws.