Financial Advisor Entry Level

Overview

The organization is seeking business-minded Investment Advisor Representatives (IARs) to build long-term client relationships and provide holistic, comprehensive financial guidance. IARs work with individuals, families, and business owners to help them make confident financial decisions across every stage of life.

IARs have access to a fee-based planning platform, comprehensive investment solutions, and the flexibility to build a practice aligned with their personal brand and philosophy.

Responsibilities

• Help clients make informed financial decisions across all aspects of their financial lives.
• Apply a planning process centered on seven core pillars:
  • Cash Flow & Wealth Management
  • Retirement Planning
  • Tax-Efficient Planning Strategies
  • Estate & Legacy Planning
  • Investment Strategy & Portfolio Management
  • Risk Management & Asset Protection
  • Business Planning & Succession Strategies
• Work closely with clients to:
  • Develop comprehensive financial plans tailored to client goals and values.
  • Create coordinated strategies integrating investments, taxes, insurance, retirement, and estate considerations.
  • Guide clients through major financial decisions with proactive, ongoing planning.
  • Build and maintain long-term relationships based on trust, education, and accountability.
• Collaborate with specialists to provide sophisticated planning solutions when appropriate.
• Stay current on market trends, tax law changes, and financial planning strategies.

Qualifications

Required qualifications include:

• FINRA Series 7 and Series 66 (or Series 63 & 65)
• Life & Health Insurance Licenses
• Strong interpersonal and relationship-building skills
• Analytical mindset with the ability to simplify complex financial concepts
• Self-motivated with excellent communication and organizational skills

Qualification requirements include, but are not limited to, applicable FINRA general securities, agent state law, investment advisory licenses, compliance history, production standards, and required training. Requirements are subject to change.

Compensation & Benefits

Compensation

• All IARs affiliated with the organization must also be contracted as agents with New York Life.
• Agents who are also IARs may earn income from both commission-based products and fees generated through managed accounts and financial planning services.

Benefits (for qualifying agents)

• Medical, Dental & Vision Insurance
• 401(k)
• Pension Plan
• Life Insurance and Long-Term Disability Insurance

Additional notes related to an Introductory (PTAS) Contract:

• Agents operating under an Introductory (PTAS) Contract who fail to sell enough to trigger a full-time agent contract will be paid first year commissions on any sales made in a lump sum at the end of their PTAS Contract period.
• During a preview period of up to six months, any sales made will continue to accrue until the person either makes enough sales to become a full-time agent under a Training Allowance Subsidy (TAS) Contract or six months pass, whichever is earlier.
• If the person does not become a full-time agent, first year commissions on any sales made will be paid at the end of six months.
• If the person becomes a full-time agent under a TAS Contract, commissions accrued under the Introductory Contract will be credited.

This information provides general descriptions of benefits available to eligible agents under applicable plans. Agents operating under an Introductory (PTAS) Contract are not eligible for benefits. Specific eligibility and benefits are determined only by the plan documents.

Location

• Chicago North Shore (flexible work from home options available)

Equal Opportunity

New York Life Insurance Company is an Equal Opportunity Employer – M/F/Disability/Veteran/Sexual Orientation/Gender Identity.