Head of Finance

Overview

This role serves as the financial owner for a commercial insurance MGA subsidiary (NIS) and is accountable for driving written premium growth through end-to-end ownership of key finance functions.

Responsibilities include managing the monthly/quarterly/annual FP&A cycle, accounting close and revenue recognition for MGA commission income, billing operations, reinsurance program economics, and related business-unit financial oversight.

Responsibilities

• Own the monthly, quarterly, and annual FP&A cycle, including budget-vs-actual analysis and producing the variance narrative that feeds board processes.
• Own the accounting close and revenue recognition for MGA commission income (ASC 606), including treaty-year commission-rate reconciliation.
• Own billing operations across all insurance programs, including:
  • Premium invoicing
  • Mileage-based installment billing
  • Agency commission netting
• Partner with the Billing team on execution and act as the escalation point for billing disputes and cancellations.
• Own premium trust account funding approval and serve as the escalation point for fronting-carrier remittance operations, partnering with the Controller’s team on execution.
• Reconcile NIS reinsurance program economics, including:
  • Quota share loss ratios
  • Provisional and contingent commission true-ups by treaty year
• Build and maintain a single, shared source of truth for reinsurance economics.
• Provide financial oversight of subproducer and agency agreements, including reviewing terms and resolving remittance and commission-balance questions with agency partners.
• Coordinate audit deliverables with external auditors as part of the broader company-wide engagement.
• Author the financial narrative and results for board materials.
• Serve as the day-to-day financial partner to Fleet, Business Auto, and Non-Fleet business-unit leads.
• Build and lead a small, high-leverage team, including an accountant, FP&A lead, and billing operations associates.

Requirements

• Hands-on experience across both accounting and finance/FP&A inside an operating company of approximately 8–12 years.
• Detail-oriented, execution-focused, and able to thrive in a fast-paced, high-performance environment.
• Hands-on operator who is comfortable working through details, implementing solutions, and iterating quickly.
• Comfortable operating with complex entity structures and processes, with the drive to build future improvements.
• Demonstrated strong analytical and problem-solving skills.
• Excellent communication skills, with the ability to simplify and articulate complex financial concepts to diverse stakeholders.
• ASC 606 revenue recognition experience, ideally with commission-based revenue models.
• Prior experience in fintech is preferred; some fluency in insurance or MGA economics is nice to have.
• Experience overseeing billing or invoicing operations is a plus.
• Prior insurance or financial services experience is a nice to have, not a requirement.

Compensation & Benefits

• Competitive salary & equity
• Medical, dental & vision insurance
• 401k with company match
• Unlimited PTO
• The estimated salary range for this position is $200K - $280K.
• The actual base salary will vary depending on multiple factors unique to each candidate, including location, job-related knowledge, transferable skills, work experience, and assessment during the interview process.
• Equity is offered to all full-time employees and is not included in the salary range above.
• Benefits also include 100% employer paid healthcare plans, paid time off, parental leave, wellness reimbursement, and a work-from-home stipend.

Location

Remote (U.S.)

Additional Information

Applicants may be considered even if they do not meet 100% of the listed qualifications. The employer is an Equal Opportunity Employer and considers applicants without regard to race, color, religion, sex, orientation, national origin, age, disability, genetics, or any other basis forbidden under federal, state, or local law. Applicants are also considered in accordance with the San Francisco Fair Chance Ordinance.