Loan Officer - Private Lending (Fix & Flip, DSCR, New Construction)

Overview

This role is for a Mortgage Loan Officer with a privately held lender focused on real estate investment financing. The organization provides Short-Term Bridge Loans and Long-Term Rental Loans, helping real estate investors scale their businesses and pursue investment goals.

Responsibilities

• Convert qualified inbound and warm investor opportunities into funded loans.
• Structure financing for real estate investors, investment entities, and repeat sponsors.
• Develop and maintain long-term relationships with repeat borrowers.
• Build referral relationships with brokers, agents, contractors, and investor networks.
• Take ownership of the pipeline from initial conversation through closing.
• Speak with real estate investors seeking bridge, fix & flip, DSCR, or construction financing.
• Follow up consistently with warm leads and existing borrowers by phone, email, and text.
• Review loan scenarios, financial information, and deal economics to determine potential fit.
• Recommend and structure the appropriate product for each opportunity.
• Work closely with processing and underwriting to move qualified loans toward closing.
• Maintain clear and professional communication with borrowers, brokers, and referral partners throughout the process.

Requirements

• Experience with a private lender, hard money lender, investor-focused lending platform, or similar environment is ideal.
• Non-QM, wholesale, commercial, or conventional mortgage origination experience may also translate well.
• Measurable track record of production (e.g., loan volume, units, conversion, or borrower retention).
• Strong business acumen and the ability to quickly understand complex transactions and deal structures.
• Consultative sales skills and the ability to communicate effectively with experienced real estate investors.
• Competitive, results-oriented mindset with the ability to maintain a high level of activity and follow-through.
• Coachable and willing to learn and adopt systems, processes, and CRM.
• Strong communication and professionalism.
• Comfortable working in a remote, technology-driven environment.
• Strong computer and CRM skills.

Preferred Qualifications

• NMLS licensing (active or previously held).
• Experience using AI tools is preferred.
• Willingness to adopt AI-assisted work practices.

Compensation & Benefits

• Health, dental, and vision insurance
• 401(k) with company matching
• Paid time off
• Company outings, social events, and virtual events
• Companywide competitions and raffles
• Personal financial workshops
• Orioles season tickets

Location

• Fully remote: Work from anywhere in the U.S.