Non-Agency Underwriter

Overview

The organization is seeking a full-time loan underwriting/eligibility support professional based out of Denver, CO with the ability to work fully remote. The ideal candidate has extensive experience reviewing DSCR, jumbo, and bank statement loans.

This role involves managing a loan processing/eligibility pipeline, working directly with correspondent sellers to resolve conditions, and partnering with capital markets and credit policy teams to support consistent purchase decisions aligned with origination and purchase policies. Collaboration with the underwriting team is required to ensure credit decisions are consistent.

Responsibilities

• Provide eligibility support to a network of correspondent sellers
• Approve exceptions as authorized
• Build and maintain strong relationships with sellers’ underwriting and post-closing teams
• Work with sellers to clear due diligence conditions
• Ensure loan documents are accurate, complete, and sufficient to clear all conditions for final loan approval
• Review and evaluate loan files for risk issues and potential fraud/misrepresentation
• Analyze appraisals for valuation accuracy
• Perform other assigned duties as requested by management

Requirements

• Extensive knowledge of mortgage banking practices, procedures, and laws
• Strong understanding of operational responsibilities involved in the purchase and sale/securitization of whole loan assets as it pertains to credit quality
• Comfort negotiating complex issues and solving problems
• Working knowledge of Word, Excel, and PowerPoint
• Effective verbal and written communication, including active listening and presenting findings and recommendations
• Ability to establish and maintain working relationships with coworkers, staff, and external contacts
• Ability to work effectively in a professional team environment
• Demonstrated proficiency in using AI tools to improve efficiency, streamline workflows, support research and analysis, and enhance the quality and accuracy of work

Education and Experience

• Minimum 6 years of experience in an underwriting or underwriting auditor role

Compensation & Benefits

• Base compensation: $90,000–$115,000

Location

• Full-time role based out of Denver, CO with ability to work fully remote

Equal Employment Opportunity

All aspects of consideration for employment and employment are governed on the basis of merit, competence, and qualifications without regard to race, color, religion, sex, national origin, age, disability, veteran status, sexual orientation, or any other category protected by federal, state, or local law.