Product Manager, Personal Lines Homeowners - MSI

Overview

This role is an individual contributor Product Manager position on the Personal Lines Homeowners product team. You will own a portfolio of assigned states, managing day-to-day product operations, P&L results, and the regulatory process for your markets. You will partner across the organization to launch and enhance products.

Responsibilities

• Manage P&L results within assigned states and product lines; monitor rate adequacy, loss trends, and CAT exposure, and recommend corrective actions.
• Own the rate, rule, and form revision process for assigned states end-to-end, including:
  • Confirming scope and timelines
  • Preparing regulatory filings
  • Coordinating with vendors
  • Responding to regulator inquiries
  • Implementing approved changes
• Support the build and launch of new products, coverages, endorsements, and geographies, including working with state Departments of Insurance to secure approval.
• Partner with Actuarial and Analytics teams to assess state-level profitability, identify opportunities, and develop data-driven recommendations for improvement.
• Review competitor filings, rate algorithms, and underwriting guidelines, along with industry and regulatory developments, to inform product enhancements.
• Implement underwriting rules and guideline changes directed at achieving business goals.
• Prepare and present state and product performance reviews to Segment Leadership and senior product leaders.
• Prioritize and sequence competing product initiatives for assigned states based on business impact.

Requirements

• 3+ years of P&C insurance experience in product management, underwriting, pricing, or a related role, with exposure to personal lines homeowners.
• Experience supporting or managing P&L results, rate revisions, or regulatory filings for one or more states.
• Working knowledge of homeowners ratemaking, underwriting, product design, and the state filing process.
• Intermediate to advanced proficiency in Microsoft Excel; ability to perform hands-on quantitative analysis.
• Bachelor’s degree in business, finance, mathematics, economics, risk management/insurance, or a related field, or equivalent experience.

Preferred Qualifications

• Direct experience owning P&L results and leading filings across multiple states.
• Experience launching new products, coverages, endorsements, or entering new territories.
• Familiarity with E&S property products in addition to admitted homeowners.
• Experience with SQL, SAS, R, Python, Tableau, or other data query and programming tools.
• Progress toward a professional designation (CPCU, AINS, API, or similar).

Skills and Qualities

• Ownership mindset: takes accountability for assigned states and follows issues through to resolution; comfortable working with agile teams to develop and launch solutions.
• Structured, analytical thinking: breaks down complex problems into component parts, assesses them quantitatively, and translates findings into actionable recommendations.
• Clear communication and interpersonal skills: communicates effectively and succinctly at all levels of the organization; builds inclusive and engaging working relationships.
• Adaptability: thrives in a fast-paced, remote-first environment; comfortable managing multiple parallel workstreams and making sound decisions under uncertainty.
• Self-motivated with strong work ethic: high-energy individual who functions well in a performance-driven environment and consistently meets deadlines.
• Eagerness to learn: seeks feedback and coaching from senior product leaders and builds expertise quickly.

Compensation & Benefits

• Compensation details not provided in the posting.

Location

• Remote-first.
• 10% travel as needed.