Risk Analyst

Overview

This role is with a global financial institution focused on corporate banking, cross-border capital markets, and commercial credit solutions across North America and APAC markets. The organization is seeking an analytical, data-driven Risk Analyst to join its Risk Management division. The position supports the protection of capital, assets, and market reputation by identifying, quantifying, and mitigating credit, market, and operational risks across international portfolios.

Responsibilities

• Risk Modeling & Portfolio Monitoring: Collect, clean, and analyze large financial datasets to monitor credit risk exposure, asset quality, and market fluctuations across designated corporate and retail portfolios.
• Bilingual Reporting & Compliance: Synthesize complex risk data and draft comprehensive risk assessment reports, market briefings, and regulatory compliance summaries for local executives and global headquarters in English and Korean.
• Financial Stress Testing: Assist senior risk managers in designing and executing financial stress-testing models, scenario analyses, and value-at-risk (VaR) calculations to ensure resilience under adverse economic conditions.
• Data Hygiene & Database Queries: Manage data extraction pipelines from relational databases using SQL to track borrower profiles, transaction anomalies, and credit migrations while ensuring data integrity.
• Cross-Functional Collaboration: Partner with Credit Underwriting, Compliance, and Operations teams to audit risk controls, verify collateral valuations, and ensure activities align with internal risk parameters and federal mandates.

Requirements

• Education & Domain Literacy: Bachelor’s degree in Finance, Economics, Statistics, Data Analytics, Information Systems, Mathematics, or a heavily quantitative discipline.
• Professional/Academic Experience: 0 to 3 years of experience (including robust risk management or financial analysis internships, university finance lab research, or technical data aggregation projects within a corporate banking setting).
• Language Fluency: Professional-level verbal and written proficiency in English and Korean. Must be comfortable translating regulatory parameters and presenting risk metrics to stakeholders in both languages.
• Technical & Analytical Tooling: Exceptional practical command of Microsoft Excel (pivot tables, advanced formulas, data modeling arrays) plus a solid foundational ability to write and execute SQL queries. Familiarity with Python, R, or SAS for statistical analysis is a competitive advantage.
• Meticulous Logic & Skepticism: Analytical, highly detail-oriented mindset with a strong drive to uncover data anomalies, verify conflicting data, and evaluate root causes of systemic risk.

Preferred Qualifications

• Prior experience or structural exposure to risk management practices within a multinational financial institution or cross-border banking entity.
• Foundational understanding of global banking regulations (such as FRB regulations or Basel frameworks) and credit scoring models.

Compensation & Benefits

• Employment Type: Full-Time, Permanent
• Visa Support: OPT / STEM OPT Validation & H1-B Sponsorship Provided
• Salary Range: $75,000 – $95,000 base structure + Performance-Driven Banking Bonus & Premium Corporate Health, Wellness, and Retirement Benefits

Location

Not specified in the provided job description.