Senior Pricing Lead

Overview

Founded in 2017, the organization is building a collective insurance model that fairly shares costs among members and helps protect cyclists and their bikes when things go wrong. This role is focused on pricing—one of the core areas that keeps the collective healthy while balancing the interests of members, the organization, and its insurance partners.

The organization is seeking a pricing professional to own pricing across five markets and both sides of the business: direct-to-customer cyclists and partner/bundling channels such as bike brands and retailers, leasing companies, and delivery fleets.

Responsibilities

• Define and deliver pricing for the Collective in the UK and Europe, including:
  • Members’ caps
  • Rating factors
  • Fees
  • Inputs driven by claims frequency and severity by market and segment
• Price the partner business (bike brands and retailers, leasing companies, delivery fleets) and support the Commercial team on new deals and renewals
• Prepare rate reviews and pricing proposals for insurance partners
• Work with insurers on stop loss and capacity terms
• Develop the pricing stack, tools, and processes in collaboration with Engineering and Data
• Manage and develop a Pricing Analyst

Requirements

• 6+ years’ experience in insurance pricing, with rate changes you have designed and taken live
• Experience pricing both direct-to-consumer and partner/B2B business (deep expertise in one; credible experience in the other)
• Experience building pricing models in code, using:
  • GLMs and GBMs in Python
  • SQL
• Strong commercial judgment, balancing growth, retention, and profitability
• Ability to explain technical work clearly to partners, insurers, and leadership
• Experience managing or mentoring an analyst, with comfort staying hands-on
• Experience using AI tools in your workflow (e.g., Claude and Claude Code) or a strong interest in integrating AI into core processes

Preferred Qualifications

• Actuarial exams (IFoA, AAG, DAV or Institut des Actuaires) — welcome but not required
• Dutch, German, or French
• Interest in cycling

Compensation & Benefits

• Remote-first working model (work from home or offices in London, Bristol, and Amsterdam; no minimum number of days required in the office)
• Share options
• Performance-driven cash bonus: 5% of base salary annually if the organization hits its targets
• 25 days holiday per year (plus bank holidays), with the option to roll over up to 5 days per year
• Pension scheme: organization contributes 3% of base salary to your pension
• Private medical insurance (individual cover, with options to add partners and dependants at a small cost)
• £15 lunch credit every first Wednesday of the month
• Regular company-wide events throughout the year
• Monthly socials (each office gets a budget for a monthly social activity)
• Cycling credit: £10 per month toward insuring your bike(s), plus access to cycling industry discounts
• Mental health support via unlimited support and one-to-one therapy sessions

Location

• UK and Europe coverage; role supports pricing across UK and Europe
• Offices available in London, Bristol, and Amsterdam (remote-first; no minimum in-office expectation)