Overview
A financial institution with over 135 years of history and more than $16 billion in assets is seeking a Credit Analyst to support responsible lending decisions. The organization operates 135 branch locations across Washington, Oregon, Idaho, and California and is recognized for financial strength and workplace culture.
Responsibilities
- Investigate credit and financial information for prospective and existing commercial clients.
- Analyze business and personal financial statements, tax returns, cash flow, collateral, and sources of repayment.
- Prepare credit approval packages, spreadsheets, summaries, and written analyses for loan decision makers.
- Support new, renewed, and existing loan requests ranging from simple to moderately complex.
- Ensure compliance with internal policies, procedures, security requirements, and applicable regulations.
Requirements
- Bachelor’s degree in Accounting, Business, Economics, Law, Computer Science, or a related field (required).
- Equivalent combination of education and experience may be considered in lieu of a degree.
- Two or more years of related credit or financial analysis experience (required).
Preferred Qualifications
- Comfortable analyzing financial statements, tax returns, and cash flow with a strong grasp of basic accounting principles.
- Strong analytical thinking and sound judgment in credit investigations.
- Ability to manage high volumes of work accurately while adapting to shifting priorities in a deadline-driven environment.
- Clear and professional communication skills, both written and verbal.
- Understanding of federal and state regulations related to commercial lending.
- Proficiency in Excel, Word, and other applicable systems.
Travel
Compensation & Benefits
- Targeted starting salary range (based on experience): $30.34 - $39.98 per hour.
- Annual incentive potential.
- Comprehensive employee benefits including medical, dental, vision, long-term disability, short-term disability, and life insurance.
- Paid vacation, sick time, and 11 company-paid holidays.
- 401(k) plan with up to 4% match.
- Tuition reimbursement.
Location
Positions are available in branch locations across Washington, Oregon, Idaho, and California.