Credit Risk Analyst Sr

Overview

This role involves managing quality control audits within the financial services sector, specifically mortgage solutions. The position focuses on ensuring compliance with regulatory guidelines through thorough audits and collaboration with underwriting teams.

Responsibilities

• Manage Quality Control audits including post-funding, pre-funding, and vendor reviews to ensure regulatory compliance
• Ensure that findings and issues are properly addressed in the Loan Origination System (LOS) by underwriters
• Identify potential areas for improvement through conducting Quality Control audits
• Communicate audit findings to relevant stakeholders as necessary
• Assist leadership with projects aimed at enhancing the audit process

Requirements

• Minimum of 5 years of related audit experience
• Experience in mortgage operations such as underwriting, quality control, servicing, or internal audit; reverse mortgage experience is a plus
• Required experience as a Direct Endorsement (DE) Underwriter or equivalent in reverse mortgages
• Proficient in Microsoft Word, Excel, PowerPoint, and Outlook
• High School Diploma or GED

Preferred Qualifications

• Bachelor's Degree
• Recent general federal regulatory experience
• Knowledge of HUD guidelines and lending policies
• Strong analytical, critical thinking, and organizational skills
• Demonstrated teamwork abilities

Compensation & Benefits

• Salary up to $115,000
• Competitive benefits package including health, dental, vision, life insurance, and paid time-off
• 401(k) with employer match
• Employee Stock Purchase Plan (ESPP)
• Opportunities for career advancement and growth within a dynamic organization
• Collaborative work environment focused on continuous improvement

Location

Position is within the financial services industry specializing in mortgage solutions.