Credit Strategy Analyst III

Overview

This role supports reporting and analytics focused on portfolio credit quality, operations, and performance. Responsibilities include designing dashboards, conducting quantitative analysis, and translating business questions into technical reporting and decision support solutions.

Responsibilities

• Develop and publish complex reports (e.g., using Power BI Desktop).
• Create and deliver comprehensive reporting and monitoring of portfolio credit quality, operations, and performance.
• Use programming of data and/or statistical software to design analyses and assess new credit risk trends.
• Conduct quantitative analysis to support improvements to credit strategy and policy.
• Provide data, reporting, and analysis to support the Indirect business as needed.
• Proactively identify opportunities to improve data quality and automate analytic processes.
• Analyze large datasets using descriptive and predictive analytic techniques to generate insights and recommendations.
• Articulate business case and estimated value delivered for business questions; design dashboards and analyses and select appropriate visualization and analytics tools.
• Identify trends and patterns to address business questions and provide insights through reporting and data visualization.
• Partner with other data and analytics professionals to optimize, refine, automate, and scale analysis into repeatable analytics solutions and decision support tools.
• Build reporting dashboards using data extraction, data cleaning, and data visualization techniques.
• Select, configure, and implement analytics solutions to support consistency and repeatability.
• Continuously improve data visualization by identifying trends and patterns to transform raw data into actionable business insights.
• Work with teams, management, and stakeholders to improve the usability and visual quality of deployed analytics solutions.
• Translate business needs into technical specifications and evaluate existing data visualization systems to improve them.
• Develop data visualizations that present large volumes of data intuitively for decision makers.
• Document data flow, systems, and processes to improve the design, implementation, and management of business/group processes.
• Develop tools and deliver training programs for use of reporting tools and self-serve analytics by non-analytical end users; may include training delivery to audiences.
• Provide specialized consulting, analytical, and technical support.
• Apply judgment to identify, diagnose, and solve problems within given rules; handle non-routine situations independently and regularly.
• Follow risk management requirements by applying the Risk Management Framework in line with Risk Culture and approved Risk Appetite, making sound and risk-informed decisions that align to business strategy, protect assets, and adhere to applicable policies, laws, and regulations.

Qualifications

Foundational level of proficiency

• Technical design optimization
• Decision Making
• Systems Thinking

Intermediate level of proficiency

• SQL, Power BI, Python
• Data visualization
• Data storytelling
• Data mining
• Illustration
• Creative thinking
• Problem Solving
• Verbal & written communication skills
• Collaboration & team skills
• Analytical and problem solving skills
• Data-driven decision making

Advanced level of proficiency

• Insights design
• Insights development and reporting
• Typically between 5 - 7 years of relevant experience and post-secondary degree in related field of study or an equivalent combination of education and experience.
• Deep knowledge and technical proficiency gained through extensive education and business experience.

Compensation & Benefits

• Salary: $75,000.00 - $160,000.00
• Pay type: Salaried

Salaries may vary based on factors such as location, skills, experience, education, and qualifications for the role, and may include a commission structure. Salaries for part-time roles will be pro-rated based on number of hours regularly worked. For commission roles, the salary listed above represents the expected target for the first year in this position.

Total compensation may include performance-based incentives, discretionary bonuses, and other perks and rewards. Benefits may include health insurance, tuition reimbursement, accident and life insurance, and retirement savings plans.

Location

Not specified in the provided job description.