Loan Processor & Underwriter (Private Real Estate Lending)

Overview

This role is for a Loan Processor & Underwriter supporting a U.S.-based private real estate lender that provides short-term, business-purpose loans to real estate investors. The work is fully remote and based in Latin America (LATAM).

The position involves underwriting and processing loan files end-to-end, ensuring files are complete and underwriting conditions are resolved through to closure.

Responsibilities

• Underwriting (business-purpose loans):

  • Underwrite Fix & Flip, Bridge, DSCR rental, and Ground-Up Construction loans.
  • Analyze deal and borrower risk, including credit, borrower experience, liquidity, LTV/LTC, as-is value, ARV, DSCR, construction budgets, and exit strategy.
  • Approve loans within delegated guidelines and escalate exceptions.

• Loan file completeness and management:

  • Collect, verify, and organize borrower, guarantor, entity, and property documentation.
  • Maintain accurate loan conditions and records in the loan portal and CRM.

• Appraisal review and coordination:

  • Order, track, and review appraisals, including comparable sales and valuation.
  • Coordinate with the appraisal management company on corrections or reconsiderations.
  • Advise the originator promptly of any material changes in value or risk.

• Follow-up and communication:

  • Proactively follow up with borrowers, brokers, originators, and vendors until all outstanding documents and conditions are resolved.
  • Provide timely, professional updates to borrowers, brokers, originators, and partners.

• Closing support:

  • Coordinate with the closer on underwriting-related items through funding.
  • Address and correct any underwriting deficiencies identified after closing.

Requirements

• Experience:

  • At least 1.5+ years of hands-on experience at a U.S. hard money or private real estate lender, originating or servicing business-purpose investment property loans (Fix & Flip, Bridge, DSCR and/or Ground-Up Construction).
  • Practical underwriting and loan processing experience at a comparable lender.
  • Conventional consumer mortgage experience alone (FHA, VA, Fannie Mae or Freddie Mac loans) does not meet the experience requirement.

• Language:

  • Advanced written and spoken English required.

• Skills and tools:

  • High attention to detail and strong analytical skills.
  • Ability to work in Gmail, GoHighLevel (GHL) or similar CRM, and an online loan portal for documents, files, and workflow.

• Work style and reliability:

  • Hardworking, dependable, proactive, and accountable; ownership and follow-up without reminders.
  • Comfortable in a fast-paced lending environment with urgent requests and deadlines while maintaining accuracy and controls.

• Schedule availability:

  • Must be available 8:45 AM to 5:45 PM U.S. Eastern Time (ET), Monday to Friday.

Preferred Qualifications

• Not specified.

Compensation & Benefits

• Compensation: $1,700 to $2,300 USD/month.
• Employment Type: Full-Time.
• Openings: 2.

Location

• Remote (Fully Remote).
• Candidates must reside in Latin America (LATAM).

Start Date

• As soon as possible (early November 2026).

Application Notes

• Submit a CV in English.
• Include the lender(s) you worked for, your dates of employment, and the loan types you handled.