Overview
This role involves managing the Lock Desk and providing sales support within the mortgage pricing and secondary marketing functions. The Lock Desk & Pricing Analyst will assist with Optimal Blue configuration, loan sales, and report development and maintenance. Strong math, analytical, and technical skills are required, along with experience in mortgage pricing.
Responsibilities
Mortgage Pricing & Analysis
- Manage the Lock Desk and support sales activities.
- Update and import rates into Optimal Blue.
- Support updates and configuration in Optimal Blue.
- Assist with the mortgage loan sale process.
- Help audit the hedge model to ensure data accuracy.
Market & Competitor Analysis
- Track competitor mortgage rates and lending trends to refine pricing strategies.
- Provide data-driven insights and recommendations to senior management.
Reporting and Analytics
- Assist in developing and maintaining loan sale, pull-through, reporting, and analytics.
- Run daily reports and models related to forwards and pricing analytics.
- Support post-closing with report and analytics development.
Personal Professional Standards
- Maintain professionalism through demeanor and appearance, acting with integrity and honesty.
- Promote teamwork and cooperation and actively participate in self-improvement goals.
Requirements
Education & Experience
- Bachelor’s degree preferred in Finance, Economics, Mathematics, or a related field.
- Minimum of 1 year experience in mortgage pricing and secondary marketing preferred.
Technical Skills
- Proficiency in Excel and Microsoft Office products.
- Experience with mortgage pricing engines such as Optimal Blue preferred.
Compensation & Benefits
- Base salary range: $62,000 to $72,000 per year, depending on experience and skillset.
- Salary is paid bi-weekly.
- Comprehensive benefits package including Medical, Dental, and Vision coverage.
Additional Information
- This is primarily a sedentary office position requiring the ability to hear, type, and talk.
- Finger dexterity is necessary to operate a computer keyboard.
- Work environment is a corporate office with low to moderate noise levels.
- Reasonable accommodations may be made for individuals with disabilities.
- This position does not have supervisory responsibilities.
- Occasional travel may be required; a valid driver’s license and active vehicle insurance are required.
- FLSA Classification: Exempt.
Location
- United States (authorization to work in the U.S. is required).