Risk Analyst Senior - Financial Risk & Analytics

Overview

This role supports Third-Party Risk Management (TPRM) within the Office of the Chief Risk Officer (CRO). TPRM defines the enterprise-level TPRM framework and performs risk assessments on third parties and major partners, including control testing, financial analysis, portfolio reviews, exposure analysis, and executive reporting.

TPRM is considered Second Line of Defense (2LOD) for the bank and is a key function within Governance, Risk, and Compliance (GRC) that manages enterprise-level risks.

Responsibilities

• Conduct ongoing financial and credit reviews on third parties and key partners to assess financial health, including liquidity, solvency, profitability, capital adequacy, and the bank’s exposure.
• Assist with establishing TPRM exposure reporting, periodic metric monitoring, and the partner reserve management function.
• Perform control testing of financial risk assessments completed by the First Line.
• Provide credible challenge on risk assessments, control effectiveness, and risk acceptance requests.
• Gather and analyze data from various databases, enterprise systems, and business intelligence/data visualization platforms.

Requirements

• Proven track record in financial and credit analysis, ongoing monitoring, portfolio analysis, data analytics, and risk modeling.
• Experience analyzing risks in one or more of the following areas: merchant acquiring, card issuing, commercial and consumer lending, payments, or equivalent third party risk management function at the enterprise level.
• Bachelor’s degree in business or related field.
• MBA or relevant master’s degree or experience.
• Proficient use of Generative AI.
• Effective writing and presentation skills.
• Strong organizational and problem-solving skills.

Preferred Qualifications

• Not specified.

Compensation & Benefits

• Salary range: $72,000 – $120,000
• The salary range reflects the minimum and maximum target for a new hire in this role. Individual pay within the range will be determined by multiple factors, including experience, qualifications, skills, and location.
• This role is also eligible for an annual performance-based incentive opportunity.
• Comprehensive benefits package for eligible employees, including:
  • Health insurance
  • 401(k) retirement benefits
  • Life insurance
  • Disability benefits
  • Paid time off
  • More (as applicable)

Location

Hybrid/remote setup with onsite locations in: Sioux Falls, SD; Phoenix, AZ; Louisville, KY; Troy, MI; Franklin, TN; Easton, PA.

Applications will be accepted for a minimum of 3 days after posting, and there is no predetermined date by which applications should be submitted.

Equal Employment Opportunity

Equal employment opportunities are provided without regard to race, color, ethnicity, religion, sex, sexual orientation, gender identity, transgender status, pregnancy, national origin, age (age 40 and over), disability, genetic information, marital status, hair texture or hairstyle, ancestry, service in the uniformed services, protected veteran status, status as a victim of domestic violence, or any other category protected by federal, state, and local laws.