Risk Analyst

Overview

This role is within Credit Risk B2C. The organization is seeking a Risk Analyst to analyze risk performance and contribute to the risk strategy across products.

The position is highly cross-functional and involves close collaboration with data, product, and engineering teams to support healthy portfolio performance.

Responsibilities

• Analyze portfolio performance, customer behavior, and key risk indicators across products and segments
• Use big data analytics to identify risk patterns and insights
• Develop reports and dashboards to monitor risk metrics and performance, and present insights to leadership
• Optimize risk strategies and policies to support sustainable growth
• Contribute to the design and rollout of new products and policies
• Collaborate with cross-functional teams to support launches in new markets and verticals
• Continuously improve risk management processes and strategies through innovation and adoption of best practices

Requirements

• Bachelor’s or Master’s degree in Finance, Economics, Statistics, or a related field
• 2–4 years of experience in risk management, fraud analytics, or a related data-driven role (preferably in the Fintech sector or related financial services)
• Strong analytical skills and experience with SQL, Python, or similar tools
• Understanding of consumer lending, digital wallets, transfers, and fintech risk models
• Ability to work independently in a fast-paced, high-growth environment
• Excellent communication and interpersonal skills, with the ability to convey complex information clearly and concisely

Compensation & Benefits

• Flexible working hours, coordinated with the team and the needs of the role
• Autonomy and responsibility from day one
• Opportunities to grow through the quality and impact of work
• AI allowance to preferred tools
• Participation in the employee stock option program
• Inclusive workplace with support for employees to grow and achieve goals

Location

• Remote
• Candidates must be based within four hours of Dubai time
• A relocation plan to hubs in Armenia, Georgia, Serbia, Poland, and Spain may be discussed depending on circumstances