Underwriter (Real Estate Investment Lending)

Overview

This role is for an Underwriter focused on residential real estate investment lending. The position is remote throughout the US, with CT and MA preferred, and opportunities for in-office collaboration at the West Hartford, CT or Portsmouth, NH offices.

The Underwriter evaluates loan opportunities, structures transactions, and helps maintain strong credit standards as the organization grows.

Responsibilities

• Underwrite residential investment loans, including fix-and-flip, ground-up construction, and DSCR rental property financing
• Evaluate borrower creditworthiness, liquidity, experience, financial strength, and overall loan risk
• Analyze property valuations, appraisals, budgets, and collateral to determine appropriate loan structures
• Review borrower documentation, entity structures, and supporting financial information
• Identify potential risks, resolve exceptions, and recommend appropriate credit decisions
• Collaborate with Loan Advisors and operations to move qualified loans efficiently from application to closing
• Ensure loans meet internal credit policies and applicable investor and capital partner guidelines
• Use proprietary technology and underwriting tools to improve efficiency and accuracy
• Contribute to ongoing improvements in underwriting processes, credit policies, and risk management

Requirements

• Experience in real estate lending, credit analysis, or loan underwriting, with a strong understanding of credit risk
• Strong analytical skills and ability to evaluate borrower financials, property valuations, and loan structures
• Sound judgment and confidence making well-reasoned credit recommendations
• Excellent attention to detail without losing sight of the bigger picture
• Strong communication skills and ability to collaborate effectively with sales, operations, and leadership
• Comfortable working in a fast-paced environment while managing multiple transactions and deadlines
• Proficiency with Excel, loan origination systems, and modern financial technology
• Proactive problem-solver who takes ownership and looks for solutions
• Bachelor’s degree in Finance, Accounting, Business, or a related field preferred

Preferred Qualifications

• Familiarity with business-purpose residential investment loans, including fix-and-flip, ground-up construction, or DSCR financing

Compensation & Benefits

• Competitive salary up to $120,000, based on experience
• Medical, dental, vision, and life insurance
• 401(k) with company match
• Unlimited PTO
• Remote flexibility with opportunities for in-person collaboration
• Company-sponsored team events

Location

Remote throughout the US (CT, MA, NH preferred), with opportunities for in-office collaboration at West Hartford, CT or Portsmouth, NH offices.

Schedule

Full-time, remote with opportunities for in-office collaboration.