Analytics Manager, Credit Risk

Overview

An organization in the consumer finance sector is seeking an Analytics Manager, Credit Risk to manage the end-to-end credit strategy for a key portfolio. The company focuses on reinventing credit by offering transparent and flexible buy now, pay later options without hidden fees or compounding interest. The role involves leveraging advanced data analytics and collaborating across teams such as Machine Learning, Fraud, Product, Engineering, and Capital Markets to optimize credit risk management and support sustainable growth.

Responsibilities

• Act as the credit point of contact for the Shopify portfolio, overseeing credit strategy from start to finish
• Utilize alternative data sources to optimize credit limits and purchasing power
• Collaborate with the Machine Learning team to enhance underwriting processes for low average order value (AOV) transactions
• Support the development of new products and explore opportunities in new verticals

Requirements

• Minimum of 7 years of experience in credit risk
• Ability to challenge existing processes and develop strategic roadmaps
• Solid understanding of lending industry fundamentals and credit risk management
• Proficiency in SQL and Python
• Strong time management and multitasking skills in fast-paced environments
• Ability to collaborate with and influence cross-functional teams
• Clear communication skills tailored to both technical and non-technical audiences

Compensation & Benefits

• Base salary range for select U.S. states (CA, WA, NY, NJ, CT): $215,000 - $265,000 per year
• Base salary range for all other U.S. states: $191,000 - $241,000 per year
• Total compensation package may include equity rewards, monthly stipends for health, wellness, and technology expenses
• Fully subsidized medical, dental, and vision coverage for employees and dependents
• Generous stipends for technology, food, lifestyle needs, and family forming expenses
• Competitive vacation and holiday schedules
• Employee stock purchase plan with discounted share buying

Location

This is a remote position available to candidates across the United States.

Equal Opportunity

The employer is an equal opportunity organization committed to diversity and inclusion. All qualified applicants will be considered without regard to race, color, religion, gender, gender identity or expression, sexual orientation, or national origin.