Capital Markets Analyst I – Loan Trading

Overview

This role assists in building the Capital Markets Whole Loan Trading platform and supports developing, structuring, and executing strategic transactions through new Capital Markets – Structured Finance initiatives. The work supports optimization of the bank’s balance sheet and improves financial performance.

The organization has onsite locations in Sioux Falls, SD; Scottsdale, AZ; Louisville, KY; Troy, MI; Franklin, TN; and Easton, PA.

Responsibilities

• Assist in building and leading the bank’s Capital Markets Whole Loan Trading platform.
• Provide analytical and operational support for managing the bank’s Secondary Whole Loan Trading business.
• Lead day-to-day loan trading operations and reporting responsibilities.
• Assist in evaluating, structuring, and executing potential new Capital Markets structured finance transactions, including securitization, whole loan sales, and forward flow agreements.
• Support execution with top investment banks, insurance companies, hedge funds, credit funds, and private institutional investors to fund off-balance-sheet assets.
• Assist in developing and enhancing relationships with capital sources, institutional investors, rating agencies, and law firms.
• Prepare investor due diligence information to position assets in the Capital Markets.
• Design, build, and scale the operational framework for the bank’s Whole Loan Trading platform.
• Assist the Capital Markets Data Analytics team in developing financial models relating to asset performance and pricing.
• Manage day-to-day communication and due diligence requests from capital markets partners.
• Develop and maintain investor reporting requirements, surveillance, internal dashboard reporting, and Monthly Business reviews.
• Develop and update marketing material for prospective investors.
• Create and maintain investor databases and transaction comparables.
• Identify and implement new concepts, best practices, and approaches related to Capital Markets reporting and operational & credit risk management.
• Assist in overseeing third-party Capital Markets financial and operational audits.
• Support the Chief Investment Officer and Head of Capital Markets with other assigned tasks.
• Other duties as assigned.

Requirements

• Bachelor’s degree in Finance or related field.
• Working towards an MBA and/or CFA (a plus).
• 0–2 years of experience in Whole Loan Acquisitions/Divestitures, Debt Capital Markets, Structured Finance, Specialty Lending and/or Investment Banking.
• Recent college graduates will be considered.
• Outstanding communication skills and ability to articulate investment merits to potential capital partners.
• Communication skills (verbal and written).
• Critical thinking skills.
• Attention to detail.

Preferred Qualifications

• Working towards an MBA and/or CFA.

Compensation & Benefits

• Salary range: $60,000 – $100,500.
• This role is eligible for an annual performance-based incentive opportunity.
• Benefits for eligible employees include: health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.

Equal Opportunity

The organization provides equal employment opportunities (EEO) to all employees and applicants without regard to race, color, ethnicity, religion, sex, sexual orientation, gender identity, transgender status, pregnancy, national origin, age (age 40 and over), disability, genetic information, marital status, hair texture or hairstyle, ancestry, service in the uniformed services, protected veteran status, status as a victim of domestic violence, or any other class protected by federal, state, and local laws.

Application Notes

• Applications will be accepted for a minimum of 3 days after posting, with no predetermined submission deadline.
• Knowingly submitting false information will result in disqualification for consideration of future positions, termination of employment, and forfeiture of other rights.