Capital Markets Analyst I

Overview

This role involves contributing to the identification, evaluation, and execution of strategic business opportunities through new Capital Markets structured finance initiatives. The goal is to optimize the bank’s balance sheet and improve financial performance.

Responsibilities

• Provide analytical and operational support for managing Capital Markets initiatives.
• Assist in evaluating, structuring, and executing potential new Capital Markets structured finance opportunities, including securitization, whole loan sales, and forward flow agreements.
• Review Lender Finance / Warehouse term sheets and legal documentation, assess deal risk and return metrics, and prepare deal approval write-ups and presentations for the Executive Credit Committee.
• Support day-to-day warehouse lending operations, including preparing advance/paydown requests and reviewing borrowing base and compliance reporting.
• Develop and execute ongoing controls, mitigation plans, testing, and oversight of the warehouse lending business.
• Identify and implement new concepts, best practices, and approaches related to Capital Markets reporting and operational and credit risk management.
• Assist in overseeing third-party Capital Markets financial and operational audits.
• Support due diligence, financial modeling, risk management, and legal documentation related to Capital Markets.
• Collaborate in performing detailed financial analysis and building complex transaction models for new and existing warehouse-structured finance transactions.
• Support the Chief Investment Officer and Head of Capital Markets with other assigned tasks related to the Structured Finance Business.
• Perform other duties as assigned.

Requirements

• Bachelor's degree in Finance or a related field, or equivalent education and work experience.
• Up to 2+ years of relevant experience.
• Strong verbal and written communication skills.
• Critical thinking abilities.
• Attention to detail.

Compensation & Benefits

• Salary range: $60,000 – $100,500, determined by factors including experience, qualifications, skills, and location.
• Eligibility for an annual performance-based incentive.
• Comprehensive benefits package including health insurance, 401(k) retirement benefits, life insurance, disability benefits, paid time off, and more.

Location

This is a hybrid, remote-office role with onsite locations in Sioux Falls, SD; Scottsdale, AZ; Louisville, KY; Troy, MI; Franklin, TN; and Easton, PA.

The employer is an equal opportunity organization committed to inclusion and diversity. Applications are encouraged from all qualified candidates regardless of race, sex, national origin, ethnicity, age, disability, or any other protected category. Reasonable accommodations are available for applicants with disabilities.