Capital Markets Analyst I – Warehouse Finance

Overview

This role supports efforts to identify, evaluate, and achieve strategic business opportunities through warehouse lending and new capital markets structured finance initiatives. Work supports optimization of the bank’s balance sheet and improvement of the organization’s financial performance.

The organization operates with hybrid/remote-office options and has onsite locations in:

• Sioux Falls, SD
• Scottsdale, AZ
• Louisville, KY
• Troy, MI
• Franklin, TN
• Easton, PA

Responsibilities

• Provide analytical and operational support for managing the bank’s warehouse lending business.
• Lead day-to-day warehouse lending operations and reporting, including:
  • Preparing advance/paydown requests
  • Reviewing borrowing base and compliance reporting
• Assist in reviewing warehouse lending term sheets and legal documentation, including:
  • Assessing deal risk and return metrics
  • Preparing deal approval write-ups
  • Supporting presentations to the bank’s Executive Credit Committee
• Develop and execute ongoing controls, mitigation plans, testing, and oversight for the warehouse lending business.
• Perform and present periodic reviews on existing warehouse lending deals.
• Identify and implement new concepts, best practices, and approaches related to warehouse lending reporting and operational & credit risk management.
• Lead development of warehouse lending performance reporting and credit risk management oversight.
• Assist in overseeing third-party warehouse lending financial and operational audits.
• Assist with structured finance transaction due diligence, financial modeling, risk management, and legal documentation.
• Collaborate to perform detailed financial analysis and help build complex transaction models for new and existing warehouse/structured finance transactions.
• Support the Chief Investment Officer and Head of Capital Markets with other assigned tasks.
• Other duties as assigned.

Requirements

• Bachelor’s degree in Finance or related field
• Working towards an MBA and or CFA a plus
• 0 – 2 years of experience in Warehouse Finance, Debt Capital Markets, Structured Credit, Specialty Lending and or Investment Banking
• Recent college graduates will be considered
• Communication skills (verbal and written)
• Critical thinking skills
• Attention to detail

Preferred Qualifications

• Working towards an MBA and or CFA

Compensation & Benefits

• Salary range: $60,000 – $100,500
• This role is eligible for an annual performance-based incentive opportunity.
• Benefits (for eligible employees) may include:
  • Health insurance
  • 401(k) retirement benefits
  • Life insurance
  • Disability benefits
  • Paid time off

Additional Information

• Responsibilities listed above are not all inclusive and may be changed at any time.
• Applications will be accepted for a minimum of 3 days after posting, and there is no predetermined date by which applications should be submitted.
• Knowingly submitting false information will result in disqualification for consideration of future positions, termination of employment, and forfeiture of other rights.
• Applicants with disabilities may be entitled to reasonable accommodation under the terms of the Americans with Disabilities Act and certain state or local laws.

Equal Employment Opportunity

The organization provides equal employment opportunities (EEO) to all employees and applicants without regard to race, color, ethnicity, religion, sex, sexual orientation, gender identity, transgender status, pregnancy, national origin, age (age 40 and over), disability, genetic information, marital status, hair texture or hairstyle, ancestry, service in the uniformed services, protected veteran status, status as a victim of domestic violence, or any other class protected by federal, state, and local laws.