Commercial Underwriter II

Overview

This role involves underwriting commercial property and casualty risks as an Intermediate Commercial Underwriter. You will work closely with brokers and clients while strengthening underwriting skills and supporting growth within a commercial portfolio. Responsibilities include risk assessment, policy structuring, pricing, and collaboration with internal teams.

Responsibilities

• Evaluate and underwrite commercial property and casualty risks by analyzing COPE data, operational exposures, coverage requirements, and loss history
• Assess risk quality for realty and construction risks, identify key exposures, and determine appropriate coverage structures and pricing
• Structure insurance policies to match specific risk profile needs, including appropriate limits, deductibles, extensions, and endorsements
• Ensure coverages and wordings reflect key exposures identified during the risk assessment process
• Perform detailed rating analysis to determine appropriate premiums based on risk characteristics, exposure data, market conditions, and internal pricing guidelines
• Apply underwriting judgment to align pricing and underwriting decisions with company goals
• Build and maintain strong broker and client relationships through responsive service, clear underwriting rationale, and effective communication
• Collaborate on new business opportunities and renewals, helping create long-term partnerships
• Work cross-functionally with internal teams such as actuary, claims, and accounting to improve processes, pricing, and overall portfolio performance

Requirements

• Minimum of 3 years of commercial underwriting experience
• General Insurance License Level 1 or 2 (or willingness to obtain within 90 days)
• Post-secondary education and/or CIP designation (considered an asset)
• Working knowledge of commercial property & casualty underwriting practices and market trends
• Strong communication and collaborative approach with a drive to grow
• Ability to manage multiple priorities and work effectively under deadlines
• Ability to work across all levels, including brokers, clients, and internal stakeholders
• Strong analytical and problem-solving skills for evaluating complex information and making informed decisions
• High attention to detail and strong organization skills, including prioritization
• Emotional intelligence, empathy, and willingness to listen, collaborate, and consider different perspectives
• Growth mindset and interest in continually developing technical knowledge and underwriting judgment

What success looks like

• Within six months, become a reliable underwriting partner managing a portfolio of moderately complex commercial risks
• Deliver accurate, guideline-based underwriting decisions
• Build strong relationships with brokers and clients that support profitable growth
• Assess and underwrite new and renewal business with increasing technical accuracy
• Deliver competitive, well-structured pricing and policy terms within established guidelines and risk appetite
• Collaborate effectively with claims and actuarial teams to support informed decisions
• Manage priorities and deadlines in a fast-paced environment
• Demonstrate continued growth in underwriting judgment and expand ability to handle more complex risks over time

Compensation & Benefits

• Generous Paid Time Off Program
• Group Retirement Savings Plan with Employer Match
• Flexible work options available
• Fitness Subsidy
• Training & Professional Development Assistance
• Health, Dental and Insured Benefit Offerings
• Health and Lifestyle Spending Account
• Employee Discount Programs

Location

Sherwood Park, Alberta

Additional Information

Pre-employment backchecks will be required for final candidates, and results must be satisfactory.

The employer is committed to fostering an inclusive, equitable and accessible workplace. If an accommodation or adjustment is needed during the hiring process, it should be requested during application or when contacted about the opportunity.