Consumer Finance Underwriter

Overview

This role evaluates branch and/or indirect retail sales applications and makes decisions to approve or deny financing applicants. Underwriting support is provided from a centralized environment.

Responsibilities

• Analyze loan applications, credit bureau reports, collateral, existing account data, and other loan documentation to make consistent, sound lending decisions
• Meet or exceed expectations for reviewing loans that route to underwriting review queues
• Adhere to government regulations and compliance guidelines
• Underwrite to established policies and within credit approval authorities (CAA)
• Manage risk relative to the role
• Perform other duties as assigned

Requirements

• High school diploma or equivalent education and related training
• 1–3 years of consumer finance, indirect retail sales, or automobile underwriting experience
• Ability to analyze and interpret data
• Ability to work independently
• Ability to multitask with attention to detail
• Strong organizational skills
• Strong oral and written communication skills
• Basic understanding of Microsoft Office software
• Ability to work non-standard hours, including nights, weekends, and holidays

Preferred Qualifications

• Not specified

Compensation & Benefits

• Salary range: competitive based on job duties and the selected candidate’s Knowledge, Skills, Abilities, and Experience
• Semi-annual incentive compensation eligibility based on individual and company performance guidelines
• Comprehensive benefits package for employees and dependents, including:
  • Medical, dental, vision benefits
  • Paid time off and paid holidays
  • 401(k)
  • Life insurance
  • Long-term disability
  • Tuition assistance
  • Employee assistance program
• Optional benefits may include:
  • Critical care, auto, home, and pet insurance
  • Other ancillary insurance options

Location

• Remote
• Rotating/flexible work hours may be required