Credit Analyst

Overview

This role supports responsible lending decisions by investigating and analyzing credit and financial information for commercial clients. Credit analysis and insights help balance growth with risk, ensuring lending decisions are thoughtful, compliant, and well supported.

Responsibilities

• Investigate credit and financial information for prospective and existing commercial clients.
• Analyze business and personal financial statements, tax returns, cash flow, collateral, and sources of repayment.
• Prepare credit approval packages, spreadsheets, summaries, and written analyses for loan decision makers.
• Support new, renewed, and existing loan requests ranging from simple to moderately complex.
• Ensure all work complies with internal policies, procedures, security requirements, and applicable regulations.

Requirements

• Bachelor’s degree in Accounting, Business, Economics, Law, Computer Science, or a related field (Required).
• An equivalent combination of education and experience can be considered in lieu of a degree.
• Two or more years of related credit or financial analysis experience (Required).

Preferred Qualifications

• Comfortable analyzing financial statements, tax returns, and cash flow with a strong grasp of basic accounting principles.
• Solid analytical thinking and sound judgment.
• Ability to manage high volumes of work accurately while adapting to shifting priorities in a deadline-driven environment.
• Clear, professional communication in writing and in conversation.
• Understanding of federal and state regulations related to commercial lending.
• Proficient in Excel, Word, and other applicable systems.

Compensation & Benefits

• Targeted starting salary range (based on experience): $30.34–39.98
• Annual incentive potential
• Comprehensive employee benefits, including: medical, dental, vision, LTD, STD and life
• Paid vacation time, sick time and 11 company paid holidays
• 401k (with up to 4% match)
• Tuition reimbursement

Location

• 0% travel
• Branch locations throughout Washington, Oregon, Idaho, and California