Financial Analyst – CDB Strategy

Overview

This role involves supporting the creation and growth of a CDB (Certificado de Depósito Bancário) funding book from the ground up within a fintech organization focused on payments. It offers the opportunity to help define strategy and directly impact the structure and growth of a multi-billion portfolio.

Responsibilities

• Support the development and expansion of the CDB funding book
• Interface with investment platforms
• Monitor market conditions to identify optimal timing and strategies for CDB issuance
• Track competitors and benchmark rates, volumes, and strategies across the market
• Build and maintain reports and controls using Excel and SQL
• Analyze data to support decision-making on pricing, funding, and allocation
• Collaborate with cross-functional teams to structure and improve financial products
• Utilize AI tools to enhance analysis, productivity, and insights

Requirements

• Minimum 1 year of experience in financial markets, preferably with CDB or fixed income products
• Experience in banks, brokerages, or financial institutions dealing with similar instruments
• Strong analytical skills and comfort working with data
• Working knowledge of SQL
• Proficiency in Excel for controls, analysis, and reporting
• Understanding of CDB market dynamics and funding strategies
• High level of ownership and ability to work autonomously
• Adaptability to fast-changing environments
• Interest and experience in using AI tools for analysis or automation
• Advanced English proficiency

Preferred Qualifications

• Experience with Python or other data tools
• Previous experience in funding, treasury, or liabilities management
• Exposure to pricing strategies or financial product structuring

Compensation & Benefits

Details about compensation and benefits are not provided in the job description.

Location

Location details are not specified in the job description.