Financial Analyst I

Overview

This role is with the financial services team and supports the organization’s accounts receivable (AR) functions by evaluating customer creditworthiness, underwriting credit terms, monitoring account performance, and driving timely collections.

The position is full-time and based in Elizabethtown, NC / Delco, NC with hybrid/remote work in select arrangements.

Responsibilities

Credit / Underwriting

• Review and analyze new and existing customer credit applications, financial statements, credit reports, and trade references.
• Assess creditworthiness and establish appropriate credit limits and terms according to company policies.
• Monitor ongoing credit risk and proactively adjust credit limits based on customer performance, industry trends, and exposure.
• Maintain organized records of credit decisions and ensure compliance with internal approval guidelines.

Accounts Receivable & Collections

• Manage an assigned portfolio of accounts to ensure timely payments and reduce past-due balances.
• Communicate with customers regarding outstanding invoices, payment discrepancies, and account issues.
• Resolve billing disputes in coordination with internal teams (sales, billing, logistics, etc.).
• Escalate high-risk accounts and recommend actions such as holds, payment plans, or legal review when appropriate.
• Track and report AR metrics, aging performance, and collections progress.

Collaboration & Customer Support

• Partner with sales teams to balance credit risk with business growth opportunities.
• Provide service to internal and external customers while maintaining firm follow-through on payment requirements.
• Support process improvements that drive AR efficiency and enhance credit risk management practices.

Requirements

• Bachelor’s degree in Finance, Accounting, Business Administration, or related field.
• 2+ years of experience in accounts receivable, credit analysis, or commercial underwriting preferred.
• Strong analytical and problem-solving skills, including the ability to interpret financial statements and credit data.
• Excellent communication and negotiation abilities.
• Proficiency in ERP/AR systems and Microsoft Office Suite (Excel required).
• Knowledge of credit risk standards and collections practices.

Preferred Qualifications

• Experience in accounts receivable, credit analysis, or commercial underwriting.

Compensation & Benefits

• Family first atmosphere
• Medical, Dental, Vision, Life, Disability
• 401k with match
• Competitive total compensation plans with 401k match
• Paid time off in first year
• Remote work in select roles
• Flexible schedules to attend family events
• Professional training
• Advancement opportunities
• Leadership training
• Monthly team-building exercises

Location

Elizabethtown, NC / Delco, NC / Hybrid / Remote