Financial Analyst

Overview

This role involves serving as a Financial Analyst within the Finance team, combining responsibilities in Capital Markets and Financial Planning & Analysis (FP&A). The position focuses on scaling funding sources and maintaining financial discipline by supporting funding strategies, preparing marketing materials, managing investor and lender relationships, and overseeing funding operations and reporting. The analyst will develop financial models, track operating expenses, and measure performance against strategic goals. Strong skills in financial and data analysis, along with clear communication to stakeholders including executive leadership, are essential. Familiarity with AI tools to enhance efficiency and quality is expected.

Responsibilities

• Manage relationships with new and existing investors and lenders
• Develop and maintain financial and operating models to support strategic planning, forecasting, and resource allocation
• Track and analyze operating expenses, key financial metrics, and strategic goals; provide detailed analysis and commentary on performance versus plan
• Support operational needs for existing funding deals, including cash management and allocation of originations to facilities
• Produce periodic reporting and monitor funding facilities; develop automation requirements to improve efficiency and reduce operational and forecast financial risk
• Analyze and manage asset allocation across multiple funding channels to optimize funding efficiency and liquidity
• Support short-term liquidity forecasting and monitoring to ensure adequate funding availability across funding facilities and corporate treasury accounts
• Support treasury operations including liquidity management, cash positioning, and coordination of fund movements between corporate accounts, funding facilities, and partner payment flows
• Manage and validate funding data pipelines, including funding tapes, facility eligibility datasets, and reconciliation of asset-level data used in reporting and borrowing base calculations
• Collaborate with Product, Underwriting/Risk, Finance, Engineering, and Legal teams to maintain and improve funding program design, data pipelines, and operational workflows supporting capital markets and FP&A processes

Requirements

• Minimum 2 years of experience in investment banking or fixed income sales/trading/structuring, ideally within structured finance or securitization teams
• Experience working autonomously in a fast-paced environment with a proven ability to manage competing priorities and meet deadlines consistently
• Demonstrated ability to produce high-quality reporting
• Strong attention to detail, quick learning ability, and ownership of work
• Regular and innovative use of AI tools to advance finance functions
• High level of independence and maturity, suitable for a fully remote work environment

Qualifications

• Bachelor's degree
• Proficiency in Excel and AI tools
• Commercial understanding of structuring, marketing, and selling financial products
• Solid grasp of financial concepts and accounting principles
• Working knowledge of Looker, SQL, or similar data tools
• Strong written and verbal communication skills
• Excellent organizational and prioritization abilities
• Ability to leverage financial data to inform decision-making

Compensation and Benefits

• Annual US base salary range: $120,000 - $145,000, adjusted based on experience, qualifications, and location
• Equity participation reflecting ownership mindset
• Provision of high-quality equipment including computers, monitors, desks, chairs, headphones, speakers, webcams, keyboards, and mice
• Flexible vacation and work hours promoting work-life balance
• Comprehensive health, dental, and vision insurance
• Generous parental leave for all employees regardless of gender

Location

• Fully remote position