Financial Analyst

Overview

• Employment Type: Full-Time
• Location: Orange County, CA preferred; open to Remote or Hybrid
• Reports To: VP of Finance

This role combines FP&A and Treasury/Cash Management. You will lead the reporting and modeling used to run the business and own day-to-day cash visibility, short-term forecasting, and lender/credit-facility reporting. You will work closely with the Accounting Supervisor and brand leadership.

Responsibilities

Financial Planning & Analysis (FP&A)

• Prepare and refresh recurring management reporting, including monthly P&L packages, KPI dashboards, and brand-level performance summaries.
• Build and maintain financial models in Excel covering revenue, gross margin, contribution margin, operating expense, and headcount.
• Perform budget vs. actual and period-over-period variance analysis, and write clear commentary on what drove results.
• Support the annual budget and rolling forecast by gathering and challenging inputs from brand and functional owners.
• Analyze product, channel, and brand profitability, combining COGS and inventory data with financials from the accounting system.
• Track marketing efficiency with brand teams by connecting spend to contribution margin (not revenue alone).
• Analyze vendor and operating spend trends and flag areas where costs are running ahead of plan early enough to act.
• Partner with accounting to ensure reporting ties to the closed books and investigate results that do not look right.
• Create ad hoc analysis for the VP of Finance and brand leadership, turning messy data into clear, defensible recommendations.

Treasury & Cash Management

• Prepare the daily cash on hand and available credit report across all bank accounts, entities, and brands.
• Own the rolling thirteen-week cash forecast, updating receipts, disbursements, and financing activity as new information arrives.
• Track expected collections using A/R data; track expected disbursements using A/P and card data.
• Prepare and route funding transfers between entities and accounts, and monitor balances against target minimums.
• Reconcile bank activity daily, investigate unidentified deposits, returns, and exceptions, and escalate quickly.
• Support borrowing base reporting, covenant tracking, and lender reporting packages under the group’s credit facilities.
• Monitor merchant processor and marketplace settlements, and tie payouts back to the general ledger.
• Maintain bank administration records, including account documentation, user access, and payment approval matrices.
• Coordinate with payroll so wage, contractor, and benefit obligations are funded on time.

Cross-Functional Execution & Process Improvement

• Use AI (primarily Claude) to accelerate data cleanup, reconciliation, model documentation, and first-draft analysis; verify outputs before they are shared.
• Replace manual steps with repeatable templates to make recurring reporting faster and more reliable each cycle.
• Document reporting and models so deliverables remain consistent when team members are out.

Systems You Will Work In

• Financials: QuickBooks Online
• A/P and corporate cards: Ramp
• A/R: SAI
• Inventory and product COGS: Cin7
• Payroll/HRIS: Deel
• Bank and lender portals
• Core tooling: Microsoft Excel
• AI: Claude

Requirements

• 3–7 years of experience in FP&A, financial analysis, treasury, or a comparable analytical finance role.
• Bachelor’s degree in finance, accounting, economics, or a related field.
• Advanced Microsoft Excel skills, including complex formulas, pivot tables, data cleanup, and building models another person can follow.
• Strong command of the three financial statements and how operating decisions and cash decisions flow through them.
• Experience building or maintaining a cash forecast, or a strong desire to own this responsibility.
• Experience with QuickBooks Online or a comparable accounting system.
• Comfort using AI tools (primarily Claude) as a working partner, with the judgment to check the output before relying on it.
• Clear written and verbal communication, including the ability to explain financial results to non-finance stakeholders.
• High accuracy, strong ownership, and discretion with confidential financial information.

Preferred Qualifications

• Direct-to-consumer ecommerce, consumer packaged goods, or retail experience.
• Multi-entity and/or multi-brand reporting experience, including intercompany activity.
• Exposure to asset-based lending, revolving credit facilities, borrowing base certificates, or covenant reporting.
• Familiarity with Ramp, SAI, Cin7, or Deel (or comparable A/P, A/R, inventory, and HRIS platforms).
• SQL, Power Query, Power BI, Looker, or similar tools for pulling and shaping data.
• Experience with Amazon, Shopify, or marketplace settlement and fee reporting.
• Progress toward CPA, CMA, or CFA.

Compensation & Benefits

• Salary Range: $80,000 to $100,000 per year
• Placement: Depends on experience, skill set, and location.

Benefits include:

• Health, dental, and vision insurance
• 401(k) with company matching
• Paid time off, plus 14 observed holidays

Location Notes

Orange County, CA preferred; open to Remote or Hybrid.