Financial Examiner-Bank Team

Overview

This posting is for mid-level Financial Examiners in the Banking Division of the North Carolina Office of the Commissioner of Banks.

Financial Examiner positions involve identifying, compiling, and organizing relevant data (financial or non-financial) to analyze and draw sound conclusions for work assignments or examinations of financial institutions with minimal-to-moderate risk profiles and/or structures.

Responsibilities

• Identify actual and potential issues impacting the institution’s risk profile.
  • Under appropriate supervision, recommend corrective action based on acquired knowledge and observation of best practices while maintaining confidentiality.
• Communicate examination findings clearly in oral and written form.
• Apply above-average interpersonal skills and handle confrontational situations with bank management.
• Serve in leadership roles as needed (e.g., examiner-in-charge, asset manager, operations manager) for banks with moderate-to-high risk profiles and increasingly complex structures.
  • May also serve in leadership roles on joint examinations with Federal regulators.
  • May serve as a coach to less-experienced examiners.
• Maintain strict confidentiality and discretion while conducting business.
• Use sound judgment and adapt to changing circumstances while working in a team environment.

Knowledge, Skills, and Abilities

• Working knowledge of laws, rules, regulations, industry standards, and accounting/reporting processes applicable to banking.
• Experience applying this knowledge to analyze bank financial records and identify areas of risk, material deficiencies, and violations of state and federal laws and regulations.
• Ability to present, both orally and in writing, concise, comprehensive, and accurate findings of the bank’s condition.
• Proficiency in Excel, Word, and PowerPoint.

Preferred Qualifications

Management preference will be given to applicants with:

• Prior experience in the regulatory oversight of financial institutions.
• Completion of one or more of the following programs:
  • FDIC Introduction to Examinations School or CSBS Certified Operations Examiner School
  • FDIC Financial Institution Analysis School or CSBS BANK Dynamics School
  • FDIC Asset Liability Management School or the FRB Principles of Asset Liability Management
  • FDIC Loan Analysis School or CSBS Credit Evaluation School

Minimum Education and Experience

• Bachelor’s degree in a related field (banking, finance, business).
• Minimum of two courses of accounting.
• At least two (2) years of RECENT professional experience in the banking industry, or an equivalent combination of education and industry experience.

Compensation & Benefits

Not specified in the provided description.

Location

• Hybrid work environment.
• Duty station is your home.
• Examiners can reside anywhere in the state of NC.
• Positions require 50–75% overnight travel from your duty station, depending on work assignment.
• Work schedule: Monday–Thursday, 10-hour day schedule.