Fintech Operations Analyst

Overview

A remote contractor opportunity is available for a Fintech Operations Analyst with at least 3 years of experience in fintech operations or financial analysis. This role focuses on ensuring the integrity, scalability, and compliance of financial operations, including reconciliation, payment flows, and fraud prevention across platforms such as Stripe, Razorpay, and Ramp.

Responsibilities

• Oversee daily reconciliation processes to ensure accuracy of financial data, including payment flows and corporate spend management.
• Analyze revenue recognition, take rate, and unit economics to support business and compliance objectives.
• Monitor and optimize payout cycles, audit trails, and ledger integrations to maintain financial transparency and scalability.
• Detect and mitigate fraud, manage disputes and chargebacks, and collaborate on KYC and AML processes for risk management.
• Prepare timely and detailed profit and loss (P&L) reporting, variance analysis, and financial forecasting for internal stakeholders.
• Manage SaaS billing, cross-border payments, and payment gateway integrations to ensure seamless operations and compliance.
• Utilize advanced Excel skills and analyze API logs to troubleshoot payout failures and streamline financial workflows.

Requirements

• Minimum 3 years of experience in fintech operations, financial analysis, or a related role with proven expertise in reconciliation, financial modeling, and revenue recognition.
• Deep understanding of payment gateways such as Stripe and Razorpay, payout cycles, and ledger/ERP integrations.
• Hands-on experience with corporate spend management platforms (e.g., Ramp) and SaaS billing operations.
• Proficiency in Excel for complex modeling, variance analysis, and data troubleshooting.
• Strong written and verbal communication skills with attention to audit readiness, compliance, and documentation.
• Experience with KYC/AML processes, fraud detection, chargeback mitigation, and maintaining audit trails.
• Ability to navigate API logs and financial dashboards to ensure scalable and compliant financial operations.

Preferred Qualifications

• Experience in financial compliance, treasury management, or corporate spend optimization.
• Familiarity with cross-border payments, financial forecasting, and scalability challenges in fintech environments.
• Background supporting fast-growing teams or SaaS businesses with high transaction volumes.

Compensation & Benefits

• This is a contractor position with remote work flexibility.

Location

• Remote