Overview
This role is for a Financial Planning & Analysis (FP&A) Analyst at a fintech company specializing in payments infrastructure and monetization platforms for vertical software companies. The platform offers a developer-friendly API and embedded payment components to enable seamless payment integration, monetization, and operations. The infrastructure supports payment acceptance, issuance, and advanced operations tooling with enterprise-grade security and AI-driven intelligence.
Responsibilities
Financial Planning & Analysis
- Build and maintain company-wide financial and accounting statements, including monthly forecasts, annual budgets, and long-range planning
- Analyze revenue, gross margin, and contribution profit across products, customers, and partners
- Develop driver-based models forecasting key metrics such as GMV/TPV, take rate, revenue yield, and unit economics
- Support scenario planning and sensitivity analyses for new products, pricing strategies, and partnerships
Payments & Fintech Economics
- Analyze and forecast payments revenue streams, including interchange, network fees, processor costs, and revenue share agreements
- Build models around interchange-plus, buy-rate, and blended pricing structures
- Evaluate merchant profitability, cohort performance, and partner economics
- Collaborate with Operations and Product teams to improve visibility into transaction-level economics and margin drivers
Investor Reporting
- Support preparation of monthly and quarterly investor reporting packages
- Assist in financial presentations including KPIs, variance analyses, and strategic insights
- Contribute to fundraising materials, data rooms, and ad hoc investor requests
- Translate complex financial data into clear narratives for executive and investor audiences
Management Reporting & Business Partnering
- Prepare monthly management reporting packages including variance analysis versus budget/forecast
- Support quarterly and annual department-level budgeting and forecasting
- Partner cross-functionally with Sales, Operations, and Product teams to understand performance drivers
- Deliver insights on growth, profitability, and efficiency metrics
- Support pricing decisions, contract structuring, and strategic initiatives
Data & Process Improvement
- Build scalable financial models and reporting tools using Excel
- Automate reporting processes and improve data integrity across systems
- Support Financial Operations team with monthly software partner residual reporting
- Collaborate with FinOps, Product, and Engineering teams to enhance access to financial and operational data
- Continuously improve FP&A processes, reporting cadence, and forecasting accuracy
Requirements
- Bachelor’s degree in Finance, Economics, Accounting, Business Administration, or related field
- 5+ years of experience in corporate finance, FP&A, Big 4 accounting, investment banking, or management consulting
- Proficiency in financial statements, forecasting, and budgeting
- Advanced Excel and financial modeling skills (complex formulas, scenario modeling, large datasets)
- Experience building 3-statement models, operating models, or unit economics frameworks
- Strong analytical, problem-solving, and attention-to-detail skills
- Excellent communication skills with ability to present financial insights clearly to stakeholders
Preferred Qualifications
- Experience in payments, fintech, SaaS, or embedded finance
- Familiarity with payments economics including interchange, network fees, acquirer/processor pricing, and revenue share models
- Experience supporting investor reporting, management/board reporting, or fundraising processes
- Experience working in a high-growth startup or venture-backed company
- Exposure to BI tools such as Tableau, Power BI, Looker, and/or SQL
- Background working with transaction-level or large-scale financial datasets
Compensation & Benefits
- Competitive salary
- Stock options with potential for additional equity growth
- Flexible PTO and paid parental leave
- Medical, dental, and vision insurance
- 401(k), HSA, and pre-tax savings programs
Location
This is a remote role; however, candidates located in Seattle or Los Angeles are preferred.
Additional Information
- The employer is an equal opportunity organization valuing diversity and inclusion.
- Only direct applications from candidates will be considered; no external agency submissions.
- Principals only.