FP&A Senior Analyst

Overview

This role supports a high-growth connected fitness equipment brand operating across direct-to-consumer (DTC) e-commerce, national retail partners, and commercial accounts. The position is a Senior FP&A Analyst / FP&A Lead providing strategic financial planning and decision support to executive leadership.

Responsibilities

• Cash Flow Forecasting & Debt / Liquidity Management
  • Build, update, and maintain a detailed 13-week rolling cash flow forecast and long-term capital projections
  • Prepare, monitor, and certify periodic borrowing base calculations for lender compliance and debt facility management
  • Track supplier credit terms, monitor payables exposure, and model working capital optimizations (including DSO, DPO, and inventory turns) to protect liquidity
• Budgeting & Financial Planning
  • Lead the cross-functional annual budgeting process with clear timelines, milestone reviews, and standardized templates
  • Run monthly and quarterly Budget vs. Actual (BvA) reviews; deliver executive-ready root-cause commentary and variance breakdowns
  • Maintain dynamic, rolling forecast models based on operational, e-commerce, and retail revenue drivers
• Strategic Modeling & Ad Hoc Analytics
  • Develop robust 3-statement models, including ROI/payback analyses, unit economics, pricing models, and product/channel profitability analyses
  • Perform scenario planning and stress testing (best/base/worst-case) using sensitivities across macroeconomic conditions, supply chain shifts, and growth scenarios
  • Provide executive decision support for C-suite and board presentations through ad hoc business case evaluations and strategic insights

Requirements

• Experience: 4+ years of progressive experience in FP&A, Corporate Finance, or related strategic analytical roles
• U.S. experience: Prior experience collaborating directly with U.S.-based businesses and cross-border operations
• Cash & debt expertise: Proven track record in 13-week cash forecasting, working capital optimization, and credit facility / borrowing base metrics
• Technical skills: Advanced proficiency in Excel / Google Sheets (complex nested formulas, dynamic models, sensitivity tables)
  • High proficiency navigating corporate ERPs (e.g., NetSuite, QuickBooks) and modern BI/reporting tools
• Time zone alignment: Full availability during U.S. Eastern Standard Time (EST) business hours
• Language proficiency: C1/C2 professional fluency in English (written and verbal) for daily communication, executive reporting, and cross-team meetings
• Location & setup: Must be based in Latin America with a dedicated home office setup and a verified high-speed, stable internet connection
• Mindset: Strong business acumen, meticulous attention to detail, proactive and ownership-driven approach to problem-solving

Preferred Qualifications

• Bachelor’s degree in Finance, Accounting, Economics, or related quantitative field; MBA, CFA, or CPA credentials
• Experience with consumer goods (CPG), e-commerce, physical hardware/inventory, or supply chain finance
• Direct exposure to Asset-Based Lending (ABL) or institutional debt facility administration

Compensation & Benefits

• $3,000 – $3,500 USD / month
• Payment frequency: Bi-weekly base payments

Location

• Remote (Latin America only)
• Full-time schedule aligned with U.S. Eastern Standard Time (EST)

Employment Type

• Independent Contractor